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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Hometown Credit Corporation?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Hometown Credit Corporation
The address is 119 Southland Vlg # F, Troy, AL 36079 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Hometown Credit Corporation Compare With BadCreditLoans
| Hometown Credit Corporation | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Hometown Credit Corporation?
Please call (334) 670-0021 or visit their own websites if available. Please check at: http://www.hometowncreditcorp.com/
- 2. Where is the address of the Hometown Credit Corporation?
Hometown Credit Corporation is located at 119 Southland Vlg # F, Troy, AL 36079 . Opening from 8:30AM - 17:30PM Monday. You may want to call for the hours before the visit.
- 3. Does Hometown Credit Corporation provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: http://www.hometowncreditcorp.com/
- 4. Are there any alternatives to Hometown Credit Corporation?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Hometown Credit Corporation Reviews
4.2 stars based on 6 reviews
Featured Comments:
Micheal Gipson- a year ago5.0
Ronda Benson- 4 years ago4.0
Eugenia Mccarter- 5 years ago5.0The lady's that work here are very nice .they helped me get my title back I have had several loans with them they make it easy to repay the loan.
Response from the ownerEugenia, Thank you so very much!! We are thankful for customers like you.
Cecil Knowles- 5 years ago5.0These ladies are the greatest three ladies that I've ever met they were very very detail oriented customer-oriented not dealership they were not trying to help the dealership they were trying to help me as a customer when they heard salesman talkin -2 Borg me and cussing me they they try to let the dealership know C H Auto Sales refuse to do anything about that salesman Eric and then when I heard the sales manager at C & H auto sales sales manager Morris say will just bring my car back you're too much of a hassle as I was signing paperwork they were trying to help me get the best deal that possible they sent two thugs up there to come get the car and caused a big scene in the store the ladies were very helpful those three ladies deserve 5-stars a piece very good people thank you will do business again
Mary Syfrett- 6 years ago1.0Terrible hospitality to call themselves "hometown" business. The only reason I clicked 1 star is so I could write this review.They obviously don't need any business to treat a human being the way they did. A person asking for a hand up instead of a handout should be treated with respect not like they are trash. Never would I recommend this business to anyone. God will have your rejection waiting. Closing soon!
Response from the ownerMary, we are sorry for your experience. We always pride our self on treating any potential or current customer with respect. I'm unaware of the circumstance your referring to. I would urge you to contact our office. Thank you!
Maryann Henderson- 7 years ago5.0
Map & Direction
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday8:30AM-17:30PM
- Wednesday8:30AM-15PM
- Thursday8:30AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-15PM
- Thursday:8:30AM-17:30PM
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