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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 975 Tech Dr #5, Ruston, LA 71270 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
| OneMain Financial | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (318) 255-7606 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 975 Tech Dr #5, Ruston, LA 71270 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.2 stars based on 10 reviews
Featured Comments:
Consuella Lockhart- a year ago5.0Experience was very impressive! Representative was professional and efficient, yet sensitive and understanding of my need. I was treated with courtesy and felt appreciated. Much thanks.
Response from the ownerWe appreciate your positive feedback about your experience. We take pride in serving our customers, and we hope to see you again soon! - sm
Lola Sims- 2 years ago5.0
Response from the ownerHi Lola,
Andrew Humble- 2 years ago1.0I have never posted a late payment since I been with them July of last year. You'd think they care since they took out nearly 200 dollars more than the automatic monthly payment. They don't. It's been two weeks and no refund back into my debit account. All they needed was proof of insurance. No courtesy call. Just a letter in the mail that I never received about the extra payment. "Oh we don't make courtesy calls on that we just send out letters." Oh, I guess anytime you want more business you'll make a call. Not when it's needed to properly communicate with the customer only for more business. I get it. Never again.
Response from the ownerHi Andrew. We'd like to learn more to see how we can help. Please send us an email at [email protected] and include your first and last name, Google username, phone number, zip code, and a few additional details about your experience. -AS
Terry Fultz- 2 years ago1.0It's Been. Since 08/12/2021 And I Still Have Not Gotten My Money From My Loan Being Approved..So There for I'm Not Happy..
Response from the ownerHello and thanks for reaching out. We'd like to learn more about this situation. Please email: [email protected] with your phone number, zip code, Google username and a few more details about your experience. -AS
Davetta Caldwell- 3 years ago5.0
scotty lewis- 3 years ago5.0
emmett wysinger- 4 years ago5.0experience. I recommend you give them a call.
Desmond Jackson- 4 years ago5.0
Kevin Blanks- 4 years ago5.0- Demetrius Drumgo- 6 years ago5.0
Map & Direction
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
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