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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 1369 Towne Square Blvd NW, Roanoke, VA 24012 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
OneMain Financial | CashUsa | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (540) 366-8883 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 1369 Towne Square Blvd NW, Roanoke, VA 24012 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.0 stars based on 32 reviews
Featured Comments:
- Francis Cirasunda- a year ago5.0
- Caroline Monk- a year ago5.0
Friendly and knowledgeable! Fast service as well!
Response from the ownerWe appreciate you taking the time to leave us a review and are glad to hear about your experience! - sm
- Judy Bailey- a year ago5.0
I want to thank Barry for making it so easy to get my loan. He was so nice and helpful. I called one day and went in the next morning and it only took less than 30 minutes to get my money. Everyone in the office spoke to me and made me feel welcome. I will surely recommend ONEMAIN to family and friends
Response from the ownerThank you for sharing your OneMain experience. We're happy to hear that Barry provided excellent customer service. We look forward to seeing you again soon. -sm
- Zach Love- a year ago1.0
Horrible interest rates. In hindsight they were robbing me blind at 27 percent interest on a car loan but thanks anyways one main. Look elsewhere first
Response from the ownerHi Zach. We consider interest rates on the basis of a few different factors, including your ability to meet our credit standards, which includes things like your credit history and your income after your monthly expenses. Your local branch is there for you to answer any questions you may have, and you can find their contact information here: https://spr.ly/OMFBranches. Thanks. -SG
- Melinda Mills- a year ago5.0
Response from the ownerThank you for the positive feedback! -sm
- Ron Obenchain- a year ago1.0
I applied for a loan and it said I was approved pending vericication and I had to come in to their office in Roanoke so I declined and found a better loan! They keep trying to call so I have blocked their number and today they did a hard inquiry on my credit report causing it to drop 20 points! Apparently scammers you don't want to do business with!! It says on their website it wouldn't affect your credit and then they do that!! Sorry excuse for a company, my request didn't go unfulfilled! You embiciles were mad because I didn't take it and did a hard inquiry
Response from the ownerWe know this isn't the result you were hoping for. Our loan specialists make decisions based on a variety of different factors. Please call 855-663-6246 and one of our representatives would be happy to send you a statement of specific reasons your request went unfulfilled. -AS
- Viney Holsey- 2 years ago5.0
Response from the ownerHi Viney,
- Jessica Smith- 2 years ago1.0
Staff is very friendly but they are a bunch of crooks! I've been paying on my account for years and my pay off is just as much as the amount I originally borrowed. Make it make sense!!! I do not recommend them at all! Go somewhere else if you can!!!!
Response from the ownerHello Jessica and thanks for reaching out. We'd like to learn more about this situation. Please email: [email protected] with your phone number, zip code, Google username and a few more details about your experience. -AS
- Christina Wynn- 2 years ago5.0
I spoke with malinda over the phone and she has an AWESOME personality and she really does everything she can to help. She answered all of my questions and helped me A LOT. Because of her I will definitely recommend this company to anyone!!!!
Response from the ownerHi Christina,
- tamara richards- 3 years ago5.0
Response from the owner“Hi, thank you for taking the time to share your experience. We appreciate your feedback! It's what helps us do our jobs better. RG
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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