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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 367 N 2nd St, Porterville, CA 93257 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
OneMain Financial | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (559) 781-3910 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 367 N 2nd St, Porterville, CA 93257 . Opening from 8:30AM - 17:30PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.3 stars based on 19 reviews
Featured Comments:
- Evil Genius- a year ago1.0
They NEVER answer or return calls! Been calling all day. Goes straight to voice mail.
Response from the ownerIf you are unable to reach your local branch, please feel free to reach out to Customer Care at 800-742-5465 and we will be happy to assist you. -SG
- Jesus Sanchez- a year ago1.0
Literally just walked into this place, all was well, all was perfect, patiently waited my turn, the first lady at the front desk, light skinned Latina, red lipstick, very professional, was gona open a cash loan for 10grand or higher, my loan history including credit score of 717 shows for it all, but the 2 ladies in the back were (PURPOSELY) talking HELLA LOUD, like I literally couldn't hear my words, including the lady that was TRYING her BEST to get me a solid cash loan, but my goodness the 2 chicks in the back you could tell they had some type of NEGATIVE VENDETA towards the Lady Liz Mijes that was helping me, and by doing so they kept INTERUPTING TALKING SUPER LOUD and OVER US as we tried to SPEAK, as soon as I told the Lady helping me to CANCEL the CASH LOAN cuz the ladies in the back are TOO DAM LOUD, as I pack my keys and wallet away and get up to walk away they all of a sudden got QUIET as they LAUGHED a little bit, poor girl man, Lord knows what she goes thru everyday SURROUNDED by HATING type of CHICKS, all she is trying to do is MAKE MONEY for the COMPANY. ????????????
Response from the ownerWe'd like to learn more to see how we can help. Please send us an email at [email protected] and include your first and last name, Google username, phone number, zip code, and a few additional details about your experience. -SG
- Diane Bloodworth- a year ago5.0
I moved to California 2 years ago. The ladies at one main was very helpful. I won't go anywhere else. If you need a loan go to one main.
Response from the ownerThanks for the kind review. We appreciate your comment. - sm
- Rosa Guerrero- 2 years ago5.0
I’ve been using one main for several years girls are very friendly service was approved right away. I will use them again when needed..
Response from the ownerHi Rosa!
- Y G- 2 years ago5.0
Response from the ownerHi there-
- Ruby Melgoza- 2 years ago5.0
- hector estrada- 2 years ago5.0
Response from the ownerHi Hector, thank you! Best wishes -JS
- Syl Chavez- 3 years ago5.0
- Mike Ybanez- 3 years ago5.0
Awesome bunch of professional who take pride in their work as well as taking great care of their customers!!!!
- Norma Elena- 4 years ago5.0
Map & Direction
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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