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- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 35 Waterview Blvd Fl 1, Parsippany-Troy Hills, NJ 07054 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
OneMain Financial | CashUsa | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (973) 316-0100 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 35 Waterview Blvd Fl 1, Parsippany-Troy Hills, NJ 07054 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
3.6 stars based on 12 reviews
Featured Comments:
- Lisa- a year ago4.0
Easy - fast, but too high rates
Response from the ownerThank you for your feedback and for being a customer! - sm
- Me- 3 years ago1.0
Unless you want to oay back 12000 to borrow 5000 do not do this. I borrowed 5400, after 200$ monthly payments for over 2 years i still owed 4600
- Jason DeLeeuw- 3 years ago5.0
I like that he explained everything and guided me thru the process I felt comfortable and reassured I made a good decision about this loan
Response from the owner“Hi, thank you for taking the time to share your experience. We appreciate your feedback! It's what helps us do our jobs better. RG
- Anna Aikens- 3 years ago1.0
Do not trust this lender!!! One main financial will apply 98% of your payments towards interest. They applied 4 months of payments towards interest only. Beware of this lender in Parsippany!!! They refused to adjust the interest when I requested to pay my loan off after 4 months and even found it amusing, which I felt was very unprofessional. I suggest you try another lender like lending club. They are very fair as payments get split between interest and principal. Good luck!
- John Losardo- 4 years ago5.0
- Edgar Piedrahita- 4 years ago5.0
- Cynthia valentin- 4 years ago5.0
- SIMONE C. BLACKWELL- 4 years ago5.0
- Daniela Castillo- 5 years ago5.0
Great service, very helpful , understood the whole process. Silvio was very helpful.
- Steve Martin- 5 years ago5.0
Map & Direction
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
![map mask](https://www.credityelp.com/images/store/map-mask.jpg)
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