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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on Western Finance?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Western Finance
The address is 321 E Spring St STE 107A, Palestine, TX 75801 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Western Finance Compare With CashUsa
| Western Finance | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Western Finance?
Please call (903) 723-0261 or visit their own websites if available. Please check at: https://westernshamrock.com/
- 2. Where is the address of the Western Finance?
Western Finance is located at 321 E Spring St STE 107A, Palestine, TX 75801 . Opening from 9 :00AM - 18:00PM Monday. You may want to call for the hours before the visit.
- 3. Does Western Finance provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://westernshamrock.com/
- 4. Are there any alternatives to Western Finance?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Western Finance Reviews
4.8 stars based on 81 reviews
Featured Comments:
Draven Deleon- a year ago4.0Very patient and very descriptive
Response from the ownerWe're glad you had a great experience! We are proud to be the #1 traditional installment loan company in Palestine, Texas!
Jessica Watson- a year ago5.0Great people friendly and kind was really quick and helpful thank u lady’s for your help
Response from the ownerWe're glad you had a great experience! We are proud to be the #1 traditional installment loan company in Palestine, Texas!
Keith Wicker- a year ago4.0
Grimmjow Kurosaki- a year ago5.0Always a joy to come in. The customer service is always top notch
laryette gilmore- a year ago5.0Great service!! Quick and easy, great deals
Ashley Peery- a year ago5.0Mrs. Karen here at western finance, has been such a blessing to my family. Information came in wrong on background, and that lady worked it out to fix the problem Literally she worked on my situation for over 2 hours to get it done, and give me the money my family and I needed!!!!
Response from the ownerThanks for the great review! We appreciate your business and strive to offer the best customer service in personal loans to all our customers in Palestine, Texas!
Cordis Edens- a year ago5.0Great experience the ladies helped me quickly and was very polite, thank you western finance.
Response from the ownerWe're glad you had a great experience! We are proud to be the #1 traditional installment loan company in Palestine, Texas!
Vernon Johnson- a year ago5.0Great service very professional really care about there customers will tell everone great experience
Response from the ownerThanks for the great review! We appreciate your business and strive to offer the best customer service in personal loans to all our customers in Palestine, Texas!
Alexis Barrett- 2 years ago1.0Very Rude And Unprofessional.
Response from the ownerWe are sorry to hear you had a negative experience in our branch. Please feel free to contact our customer relations department at [email protected] Customer service is our top priority. We look forward to helping you resolve this issue.
Sarah Branson- 2 years ago5.0
Map & Direction
- Friday9AM-18PM
- Saturday9AM-13PM
- SundayClose
- Monday9AM-18PM
- Tuesday9AM-18PM
- Wednesday9AM-18PM
- Thursday:9AM-18PM
- Friday:9AM-18PM
- Saturday:9AM-13PM
- Sunday:Close
- Monday:9AM-18PM
- Tuesday:9AM-18PM
- Wednesday:9AM-18PM
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