Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 107 W 8th St, Mt Carmel, IL 62863 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
| OneMain Financial | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (618) 262-5136 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 107 W 8th St, Mt Carmel, IL 62863 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.3 stars based on 11 reviews
Featured Comments:
Heather Ann Bridegroom- a year ago5.0
Sue Russell- a year ago5.0
Michael Cadwell- 3 years ago5.0
Shane Kocher- 3 years ago2.0Accepted a loan last year. First payment iwas told to bring in a MO. brought it in, they never processed my payment so since it bounced my saving account costing me 160$ then one main tried charging me a 25$ late fee.. been paying in this loan for 8 months, decided to pay it off completely. I did, they said my title to my car will be mailed to me around 2 weeks. Here it is 2 months later and no title. Been wanting to sell this car but can't because that are too busy to stop issuing loans to look for my title.. the excuse I keep getting is "I don't know".. good luck
Tammy Minton- 4 years ago5.0Friendly, educated quick loans for busy working people. Accommodated me and my crazy work schedule with a smile.
Billy Wolford- 4 years ago5.0Very accommodating
Mella- 4 years ago5.0
Anthony Brashers- 4 years ago4.0
Amber Morton- 4 years ago1.0They will not return my phone calls about getting my payment information. They are rude and hateful and will not answer my questions when I am able to call them during business hours (I work night shift). Horrible customer service. I do not recommend.
Rachel Stults- 5 years ago5.0
Map & Direction
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
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