PFS Auto Finance picture
PFS Auto Finance picture
Loan agency

PFS Auto Finance


2201 S W S Young Dr #105b, Killeen, TX 76543



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PFS Auto Finance provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 7 customers, PFS Auto Finance has received an overall score of 2.6 out of 5.

Based on its previous record, we do not recommend this store.


PFS Auto Finance provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 7 customers, PFS Auto Finance has received an overall score of 2.6 out of 5.

Based on its previous record, we do not recommend this store.


  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

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  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates


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How to Apply Loan on PFS Auto Finance?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for PFS Auto Finance

The address is 2201 S W S Young Dr #105b, Killeen, TX 76543 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

PFS Auto Finance Compare With CashUsa

PFS Auto FinanceCashUsa
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the PFS Auto Finance?

    For more information, try calling (254) 432-5026 or visiting the website If available, you can also find more information on the company's website.

  2. 2. Where is the address of the PFS Auto Finance?

    The PFS Auto Finance is open from 8:30 AM - 17:30 ,PM Monday, Monday through Friday. It is located at 2201 S W S Young Dr #105b, Killeen, TX 76543 .

  3. 3. Does PFS Auto Finance provide online loan service?

    The policy and terms may vary by state and location. It is recommended to check the availability on this merchant's website at

  1. 4. Are there any alternatives to PFS Auto Finance?

    If you want to check out reviews and recommendations for other local stores, you can visit our page for more information. Or, if you'd rather do everything online, CreditYelp is an excellent option. It's secure, no contact, and you won't have to worry about long driving and waiting times.

  2. 5. Can I pay my loan early?

    Sure! For Payday Loans, please get in touch with a customer service representative at (254) 432-5026 to arrange an early payoff schedule.

  3. 6. What if I don't have a checking account?

    At this time, PFS Auto Finance requires all users to have an active checking account in order to offer a Payday Loan.

PFS Auto Finance Reviews

2.6 stars based on 7 reviews

Featured Comments:

  • user avatar
    Kendall Breland
    - 3 years ago

    I would give 4 stars but with my payoff they like to play games.

  • user avatar
    Da Girl
    - 4 years ago

    However, I want to do the right thing but just need to adjust since I practically have two car notes now..Michelle makes it so hard though, she is just so difficult to deal with or talk to , she forces her agenda on you and just can't let it go.. I told her to do what she need to do and I'll contact cooperate .

  • user avatar
    Kieth Johnson
    - 5 years ago

    I enjoy their great customer satisfaction. Also know that before you sign with any loan place that you should know what interest rates your going to be dealing with.

  • user avatar
    james black
    - 5 years ago

    This place is a rip off

  • user avatar
    Alexander Madison
    - 6 years ago

    Don't report to the credit bureau on time. Take forever to hand over title. Straight ass

  • user avatar
    Shane Phillips
    - 7 years ago

    Making payments is pretty simple. They can be mailed in, or done online for a fee of $4.95. I dealt with the Killeen office the few times I needed to call. While they were friendly and easy to deal with I disagree with how they report payments and handle sending the car title. I paid my payments every month yet my credit report was updated only every other month and listed inaccurate payment amounts. Say it was $200/month they instead showed $400 paid every other month. While I am happy they didn't falsely report late payments I would rather they submit the true and accurate payment made each and every month. Upon pay off they said it *could* take up to 60 days to receive a title. In all actuality they do not mail a title until 60 days after payment has cleared. This is not something I've ever experienced in any other company. Usually once a payment is cleared a title is mailed when it is received. I see no point in choosing to hold it for any additional time when a customer has never missed a payment and the full sum has been paid off and earlier than original loan was for at that.

  • user avatar
    Jesus Perez
    - 7 years ago

Map & Direction

  • Tuesday8:30AM-17:30PM
  • Wednesday8:30AM-17:30PM
  • Thursday8:30AM-17:30PM
  • Friday8:30AM-17:30PM
  • SaturdayClose
  • SundayClose
  • Monday:
  • Tuesday:
  • Wednesday:
  • Thursday:
  • Friday:
  • Saturday:
  • Sunday:
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