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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 2136 45th St, Highland, IN 46322 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
OneMain Financial | CashUsa | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (219) 924-2365 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 2136 45th St, Highland, IN 46322 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.0 stars based on 26 reviews
Featured Comments:
- Moon gang Spoon gang- a year ago1.0
I've been without a vehicle for over 2 months now because the department that handles insurance payoffs is dragging their feet. I highly don't recommend them for vehicle loans
Response from the ownerWe'd like to learn more to see how we can help. Please send us an email at [email protected] and include your first and last name, Google username, phone number, zip code, and a few additional details about your experience. -SG
- Maria Bermea- a year ago5.0
- Marie Sanchez- a year ago5.0
Response from the ownerHi Marie,
- terrell johnson- 2 years ago1.0
Never in life taking a loan from them again no matter how desperate I am!!!! I have a 4 year loan for a vehicle that I’ve already paid more than the loan amount for! I had 2 late payments back at the height of coovid in 2020 because my job was down and unemployment in Chicago was backed up months literally and they won’t remove them saying they don’t have the ability which is a lie! Can’t wait to be done with this bogus loan I have now and never deal with them again! I had late payment same exact time frame with capital one and they changed to current because they understood it was hard times and that I’m trying to get ahead in life financially. I even told them these payments are hindering me from a home purchase but they don’t care! Stay away if I were you! Not good business at all!
Response from the ownerWe apologize for your frustration. We understand that working to improve your financial situation can be challenging, and we try our best to accommodate. If you would like to speak to a member of our Executive Office of Customer Care, please email: [email protected] that includes your full name, phone number and zip code. Thank you - CK
- Michelle Ramirez- 2 years ago5.0
- Leo Lopez- 2 years ago5.0
Response from the ownerHi Leo,
- Kim Mobley- 2 years ago5.0
Response from the ownerHi Kim, thank you! Best wishes -JS
- Brishanna Hayes- 2 years ago5.0
Response from the ownerHi Brishanna, thank you! Best wishes- JS
- Richard Fantin- 2 years ago5.0
Response from the ownerHi Richard, thank you! -JS
- Anthony Medrano- 2 years ago1.0
Expect to pay a lot extra in fines when payments get retracted on their end. They won’t notify you til months later til you owe quite a bit in fees. Worst decision i’ve made was borrowing from them. Lesson learned.
Response from the ownerHi Anthony. There are several considerations that factor into our interest rates, including your ability to meet our credit standards, which includes things like your credit history and your income after your monthly expenses. Please feel free to reach out to your local branch if you have any questions. Your local loan specialist would be happy to address any concerns you may have and determine the best solution for your situation: http://spr.ly/Branches. Thank you -AS
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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