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- Payday loans
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- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 1213 Hwy 45 N, Columbus, MS 39705 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
OneMain Financial | CashUsa | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (662) 327-9672 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 1213 Hwy 45 N, Columbus, MS 39705 . Opening from 9:00AM - 17:30PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.0 stars based on 16 reviews
Featured Comments:
- Jordan Ryals- a year ago5.0
We love Mrs.Tangy she’s the best. She made it so easy and quick to get a loan. We went back a few months later with a offer to get more out our Loan and she made it a breeze. We were able to get approved and sign paperwork over the phone and didn’t have to make a office visit. Mrs.Tangy is the lady to see to get you what you need. Best experience!
Response from the ownerThank you for sharing your OneMain experience. We're happy to hear that Mrs.Tangy provided excellent customer service. We look forward to seeing you again soon. -sm
- Demitric Jethrow- a year ago5.0
Super nice people……. Was going through hardship and they came through on time…..5star service
Response from the ownerThanks for the kind review. We appreciate your comment. - dd
- Wilton Mcgee- a year ago4.0
Truth, they gave me the loan I needed because I was in a situation financially. I paid dearly over the long run because of then credit score and had to use a car that was almost paid off to get the loan. Some people probably feel screwed or wronged but that's the nature of loan companies. What's sets them apart is how nice and respectful they are in perceived screwing. One main has been that plus still did not have to give the loan. They gave me what I needed and treated me with respect. Would give 5 stars but still a little salty about that interest rate.
Response from the ownerThank you for leaving feedback. We appreciate your online review! - dd
- Linda Beachler- 2 years ago5.0
Response from the ownerHi Linda, thank you! Best wishes -JS
- Shirley Adams- 2 years ago5.0
- No Name- 2 years ago5.0
I received an unsecured loan from them 5 months ago and the process was easy. They can use your debit card to deposit the loan to your bank and should take between 1 to 2 hours before receiving deposit. They also have the ability to send a check to one of the credit card companies and pay off the debt for you. I did not have to pay the interest if I decided to payoff the loan which I actually did this month. I recommended this company and will do business again in the future should I need a loan.
Response from the ownerHi Justin,
- edric dobine- 3 years ago5.0
- clash king- 3 years ago1.0
- Courtney Beasley- 3 years ago1.0
They lie to you.. they are not rust worthy! At al!
Response from the ownerHi Courtney, we'd like to learn more about your experience. Please email: [email protected] with your phone number, zip code, and Google username if you would like a member of our customer care team to reach out to you. -CK
- Kaye McDonald- 5 years ago5.0
Map & Direction
- Tuesday9AM-19PM
- Wednesday9AM-17:30PM
- Thursday9AM-17:30PM
- Friday9AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:9AM-17:30PM
- Tuesday:9AM-19PM
- Wednesday:9AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:9AM-17:30PM
- Saturday:Close
- Sunday:Close
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