Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 2130 N Beltline Blvd #102, Columbia, SC 29204 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
| OneMain Financial | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (803) 782-3811 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 2130 N Beltline Blvd #102, Columbia, SC 29204 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.4 stars based on 10 reviews
Featured Comments:
Kwon Hansley- a year ago5.0Thanks Carolyn, your amazing, fast easy and simple???????? …
Recovery SoulFood- 2 years ago5.0
Olivia Castro- 3 years ago5.0
Christy Marie Norris Yarborough- 4 years ago5.0Very great group of staff & manager. Nice to talk to with random conversation, along with your loan conversion. Everyone there treats you like a human being & always shows everyone that they care.
Amanda Clark- 4 years ago5.0Was am amazing process!!!!! I give credit
TR Hudson/DeVin- 6 years ago5.0
lynn george- 6 years ago1.0The female staff there are rude. We have had different accounts with them for many many years and due to the customer service they have now at the wilmington office I would not recommend them to anyone now. It would be a great idea to retrain them in customer service or clean house.
K. L.- 7 years ago5.0I have had different loans but southern loans has been the best. They understand that life happens and will work with you. The staff is wonderful. I recommend them to any one.
Tammy Thrower- 8 years ago1.0My daughter applied for a loan once they found out her name. They all of a sudden didn't give loan to the area we live in, which is the next town over. It is only because my daughter's name is Africa. This is 2015 why can't we all get along? If Southern Loans don't like people of colors, move. I hate people like that. No one of any race should apply with them.
Daulton Hollis- 8 years ago5.0Great Company and Staff Been Working With Them For A Long Time...!!!! ???? …
Map & Direction
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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