Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on 12M Payday Loans?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for 12M Payday Loans
The address is 1125 Windsor Rd, Champaign, IL 61821 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
12M Payday Loans Compare With BadCreditLoans
| 12M Payday Loans | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the 12M Payday Loans?
For more information, try calling (217) 574-5005 or visiting the website https://12mloans.com/. If available, you can also find more information on the company's website.
- 2. Where is the address of the 12M Payday Loans?
The 12M Payday Loans is open from 10 :00AM - 18:00PM Monday, Monday through Friday. It is located at 1125 Windsor Rd, Champaign, IL 61821 .
- 3. Does 12M Payday Loans provide online loan service?
The policy and terms may vary by state and location. It is recommended to check the availability on this merchant's website at https://12mloans.com/
- 4. Are there any alternatives to 12M Payday Loans?
If you want to check out reviews and recommendations for other local stores, you can visit our page for more information. Or, if you'd rather do everything online, CreditYelp is an excellent option. It's secure, no contact, and you won't have to worry about long driving and waiting times.
- 5. Can I pay my loan early?
Sure! For Payday Loans, please get in touch with a customer service representative at (217) 574-5005 to arrange an early payoff schedule.
- 6. What if I don't have a checking account?
At this time, 12M Payday Loans requires all users to have an active checking account in order to offer a Payday Loan.
12M Payday Loans Reviews
5.0 stars based on 10 reviews
Featured Comments:
patricia brown- a year ago5.0competitive rates so far in my state at least, easy peasy to apply though
Jeson Wood- a year ago5.0Just got my money order, thnx for speaking so nicely
Birchfield- a year ago5.0I could take out a loan, but I know myself well enough to know that if I do that, I'm going to end up spending all of the loan on something frivolous—like new shoes! Thanks guys for this loan and its low rates!!!
Maddie White- a year ago5.0I dont always understand their requirements, always good for those with good situation and more expensive offers for those with small paychecks, really strange
Scott Hicks- a year ago5.0I will apply with you next time, guys. You helped me to save my family budget, by approving me for the $500 loan - a huge amount for us.
Saylor Rov- a year ago5.0Dont recommend to apply for bigger loans even if they seem cheaper, get a small one and make it till your payday
Violet Darcey- a year ago5.0
Samuel Cooper- a year ago5.0always been a frugal person and have worked hard to save up for things I want, so it's not like I'm not able to afford them…. the problem is that when I do get the money, I tend to spend it all in one go—and then wonder where that money went, so to change this i got a loan from these guys and will try to repay it on time!! Wish me luck ))
Derek Watts- a year ago5.0I was looking for a loan to cover some extra expenses, lucky me to meet a very nice manager in Champaign. He saved my budget from a break down
Sydney Parson- a year ago5.0Best part about their service is the eligibility criteria....they have some of the most lenient requirements out there, which means that even people who are struggling financially can still get approved for a loan with them
Map & Direction
- Saturday10AM-16PM
- Sunday10AM-16PM
- Monday10AM-18PM
- Tuesday10AM-18PM
- Wednesday10AM-18PM
- Thursday10AM-18PM
- Friday:10AM-18PM
- Saturday:10AM-16PM
- Sunday:10AM-16PM
- Monday:10AM-18PM
- Tuesday:10AM-18PM
- Wednesday:10AM-18PM
- Thursday:10AM-18PM
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