Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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How Much Would You like to Get up to?
- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 1860 S Barnett Shoals Rd STE 405, Athens, GA 30605 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
| OneMain Financial | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (706) 549-5360 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 1860 S Barnett Shoals Rd STE 405, Athens, GA 30605 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.0 stars based on 28 reviews
Featured Comments:
drizzy ops- a year ago5.0
Response from the ownerThank you for the review. We truly appreciate your feedback! - AUTHOR
Micheal Ryan- a year ago5.0Good service. Easy to understand and if you don't they explain well.
Response from the ownerHi Micheal, thank you for taking the time to provide us with a review of your experience. We are pleased to hear that our team made your experience pleasant and we look forward to seeing you again soon! - sm
Cynthia Waldrup- a year ago5.0
Response from the ownerThank you for sharing! We appreciate you taking the time to leave us a review. - dd
Jim Turner- a year ago4.0Courtesy as always. I was late fox my appointment. But was taken shortly after arriving.
Response from the ownerWe appreciate you taking the time to leave us a review and are glad to hear about your experience! - sm
loriann Bullard- 2 years ago5.0
Response from the ownerHi Loriann,
Angela Wilson- 2 years ago5.0I had the best experience with this company ! They were able to accommodate all my needs ! I'd tried several other companies too no avail. The representative that helped me, she made sure I received all that was needed. She made me feel very comfortable and relieved! I walked away very happy! I would highly recommend anyone to this company.
Response from the ownerHi Angela,
J L- 2 years ago1.0If I could give this company no stars I would. A total rip off. You pay as much in interest as you receive from the loan. Take your business somewhere more reasonable people.
Response from the ownerWe’re sorry you feel this way. Interest rates are contingent on a multitude of factors, including credit history, income, and the information provided on the loan application. Our ultimate goal is to is to set you up for success with a rate based on your whole financial picture. If you have any questions or concerns, your local branch is there for you. You can find your branch's contact information here: https://spr.ly/OMFBranches. Sincerely, -AS
Brandon Williams- 2 years ago5.0
Response from the ownerHi Jamaal,
Suzette Freeman- 2 years ago4.0
Donna Seagraves- 3 years ago5.0
Response from the ownerHi Donna,
Map & Direction
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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