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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 5172 W Waco Dr, Waco, TX 76710 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
OneMain Financial | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (254) 741-1494 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 5172 W Waco Dr, Waco, TX 76710 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
3.8 stars based on 17 reviews
Featured Comments:
- JoAne Merrill- a year ago5.0
Great experience
Response from the ownerOnline feedback is valuable to us and we are thankful you took the time to let us know about your experience. - sm
- Kirk Hotopp- 2 years ago5.0
With easy payments, hassle free One Main can offer a potential customer what they are looking for:
Response from the ownerHi Kirk,
- jruben benn- 2 years ago5.0
- David Rodriguez- 2 years ago1.0
High interest loans everyone should know that, but make sure they don't slam you with extra insurances that they may have not been fully disclosed.
Response from the ownerHi David, thanks for reaching out to OneMain. We consider interest rates on the basis of a few different factors, including your ability to meet our credit standards, which includes things like your credit history and your income after your monthly expenses. Your local branch is there for you to answer any questions you may have, and you can find their contact information here: https://spr.ly/OMFBranches. Thanks. -AS
- eric williams- 3 years ago1.0
- jeraldine washington- 3 years ago5.0
I thank you guys so much and I see that you guys put customers first. I wanna give a HUGE SHOUT OUT TO BIG JUAN AND DESIY FOR THE HELP YOU GUYS ARE ALWAYS AWSOME. ONE MORE THING YOU GUYS TREAT PEOPE LIKE FAMILY AND YOU ALL ARE GOOD PEOPLE THANK YOU GUYS.
Response from the ownerThank you for your kind words. We are delighted to read your review! - JS
- April Neal- 3 years ago1.0
Paid sponsorships and false reviews are the reason I’m submitting a review.This is NOT a good way to get out of debt . At all . The amount changes 3 times . It was weird and ultimately would only INCREASE my debt by THOUSANDS of dollars .Dont do it
Response from the ownerVarious factors come into play with our interest rates, from your income and credit score to your payment history. Feel free to reach out to your local loan specialist to discuss your interest rate. You can find your branch's contact information here: http://spr.ly/Branches. Thanks, have a great day! – AS
- David Bohannon- 4 years ago5.0
- Robert Bishop- 4 years ago5.0
I love these people everyone is always smiling and they treat you good.
- Tony Casconi- 4 years ago5.0
They are my "go to " place for cash.
Map & Direction
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
![map mask](https://www.credityelp.com/images/store/map-mask.jpg)
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