OneMain Financial picture
OneMain Financial picture
OneMain Financial picture
Loan agency

OneMain Financial


41173 US-280, Sylacauga, AL 35150



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OneMain Financial provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 7 customers, OneMain Financial has received an overall score of 4.3 out of 5.

Based on its previous record, we do recommend this store.


OneMain Financial provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 7 customers, OneMain Financial has received an overall score of 4.3 out of 5.

Based on its previous record, we do recommend this store.


  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

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  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates


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How to Apply Loan on OneMain Financial?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for OneMain Financial

The address is 41173 US-280, Sylacauga, AL 35150 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

OneMain Financial Compare With Personal Loans

OneMain FinancialPersonal Loans
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the OneMain Financial?

    Please call (256) 245-4308 or visit their own websites if available. Please check at:

  2. 2. Where is the address of the OneMain Financial?

    OneMain Financial is located at 41173 US-280, Sylacauga, AL 35150 . Opening from 8:30AM - 17:30PM Monday. You may want to call for the hours before the visit.

  3. 3. Does OneMain Financial provide online loan service?

    While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at:

  1. 4. Are there any alternatives to OneMain Financial?

    You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.

  2. 5. What is APR?

    Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.

  3. 6. What makes payday loan has such high APR?

    Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.

OneMain Financial Reviews

4.3 stars based on 7 reviews

Featured Comments:

  • user avatar
    Bobby Bailey
    - a year ago

    Good place to do business

    Response from the owner

    Online feedback is valuable to us and we are thankful you took the time to let us know about your experience. - sm

  • user avatar
    Tiffany Rizor
    - 2 years ago

  • user avatar
    - 2 years ago

    I have always dealt with DJ (Dale) for almost 2 years and he was absolutely amazing!! Will definitely be going back to see him if I ever have to finance another vehicle!!

    Response from the owner

    Hi there,

  • user avatar
    - 5 years ago

  • user avatar
    RENE Hayes
    - 5 years ago

    The staff went above and beyond to help me and my husband..they are always pleasant to talk too plus they make the process fast and easy.. couldn't be happier

  • user avatar
    caleb productions (Caleb -chris)
    - 5 years ago

    All of them are nice except one... also I would be nice too if I was charging a whopping unbelievable 36 percent interest on a loan. This should be categorized as loan sharking... taking advantage of people in need.

  • user avatar
    Robbin Davison
    - 7 years ago

    Always the best service and friendly caring atmosphere.

Map & Direction

  • SaturdayClose
  • SundayClose
  • Monday8:30AM-17:30PM
  • Tuesday9AM-17:30PM
  • Wednesday8:30AM-17:30PM
  • Thursday9AM-17:30PM
  • Friday:
  • Saturday:
  • Sunday:
  • Monday:
  • Tuesday:
  • Wednesday:
  • Thursday:
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