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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Southern Finance?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Southern Finance
The address is 119 E 4th N St, Summerville, SC 29483 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Southern Finance Compare With Personal Loans
Southern Finance | Personal Loans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Southern Finance?
Please call (843) 851-0462 or visit their own websites if available. Please check at: https://www.heightsfinance.com/
- 2. Where is the address of the Southern Finance?
Southern Finance is located at 119 E 4th N St, Summerville, SC 29483 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does Southern Finance provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.heightsfinance.com/
- 4. Are there any alternatives to Southern Finance?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Southern Finance Reviews
4.3 stars based on 79 reviews
Featured Comments:
- Rochelle Olivia- a year ago5.0
Megan Hatcher had great customer service. Everything was fast and easy. I recommend anyone to stop by and sit with her.
Response from the ownerWe are so glad to hear that the process was so quick and easy. Thank you for choosing Southern Finance!
- Jessica Perez- a year ago1.0
This place is the worst loan place I have dealt with .. they act like people can’t have a bad day or ask questions regarding there account .. I wasn’t nasty just because I was nasty cause of how some of your people spoke to me .. or how things were dealt with .. I was never late on payments .. i never missed a payment and won’t deal with me no more .. they have poor management period
Response from the ownerWe are very sorry to hear that you have not had a good experience with us. We would like to learn more about your situation. Please send your contact information to [email protected] and someone from our team will reach out to you.
- STEPHANIE LOPEZ- a year ago1.0
Response from the ownerWe are very sorry to hear that you have not had a good experience with us. We would like to learn more about your situation. Please send your contact information to [email protected] and someone from our team will reach out to you.
- james savage- a year ago5.0
Great group of ppl work here courteous and helpful
Response from the ownerThank you for choosing Southern Finance and the 5-star review!
- Wayne Dorton- a year ago5.0
Brittany did a great job in and out no problem!
Response from the ownerWe are very happy to help! Thank you for your review and for being a Southern Finance customer!
- Sharla Mack- a year ago5.0
Brittany Cornell was very pleasant. She went over my loan in detail and had remarkable patience
Response from the ownerThank you for choosing Southern Finance and the 5-star review!
- Denise Waller- a year ago5.0
Bree I called on the phone . And she was just st as nice and professional. …
Response from the ownerWe are very happy to help! Thank you for your review and for being a Southern Finance customer!
- G C- a year ago1.0
They let me get the loan I've been paying on it for months now they always tell me I got money available but every time I go to try to get you know 50 bucks or $100 that they say I got $200 and something dollars available how come I can never pull any more money but they say if I pay it off I can pull more money well if I'm needing money how am I supposed to be able to pay it off I mean I've been making payments on my bills every month
Response from the ownerWe are very sorry to hear that you have not had a good experience with us. We would like to learn more about your situation. Please send your contact information to [email protected] and someone from our team will reach out to you.
- Velma Green- 2 years ago5.0
- Michael Votta- 2 years ago5.0
Map & Direction
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday8:30AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday8:30AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:8:30AM-17:30PM
- Friday:8:30AM-17:30PM
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