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- Payday loans
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- Personal loan
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 556 Garrisonville Rd STE 102, Stafford, VA 22554 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With Personal Loans
| OneMain Financial | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (540) 370-4127 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 556 Garrisonville Rd STE 102, Stafford, VA 22554 . Opening from 9 :00AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.7 stars based on 14 reviews
Featured Comments:
Petru Leu- a year ago5.0Incredible service and professionalism.
Debra Travis- a year ago5.0
Response from the ownerHi Debra,
Monica Santy- a year ago5.0Very nice staff! Professional and quick to respond! Did an excellent job laying out all options! Would use them again if needed!
Response from the ownerHi Monica,
Denise Washington- a year ago5.0
Response from the ownerHi Denise,
Dawn Marie Gardner- 2 years ago5.0
Response from the ownerHi Dawn,
Reva Martin- 2 years ago5.0I was skeptical about a personal loan. I applied online on a Friday and was on the phone with the representative finalizing everything by Tuesday(Mon. Was a holiday). The representative I dealt with was very responsive and professional. I had a great experience. I was approved for more then I expected and my payments are reasonable. I had the money in my account within an hour of signing the last document. I am truly satisfied with my experience and if I ever need a loan again, I will be utilizing One Main Financial.
Response from the ownerHi Reva, Online feedback is valuable to us and we are thankful you took the time to let us know about your experience. Best wishes -JS
Yamina Anna Jordan- 2 years ago5.0Thanks.
Response from the ownerHi Yamina,
Jeff Kelley- 3 years ago5.0
Response from the ownerThank you. -JS
Shelton Smith- 3 years ago5.0Thank you!
Response from the ownerHello Shelton: Online feedback is valuable to us and we are thankful you took the time to let us know about your experience. - RG
Steven Junkersfeld- 3 years ago5.0Staff was friendly and professional. I had my approval in an hour, closed the same day, and had funds directly deposited into my account an hour after closing.
Response from the ownerHi Steven, We are so glad to hear about your experience. Thank you for sharing! Best wishes -JS
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday9AM-17:30PM
- Thursday9AM-17:30PM
- Friday9AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:9AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:9AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:9AM-17:30PM
- Saturday:Close
- Sunday:Close
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