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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Iron Oak Home Loans, Inc.?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Iron Oak Home Loans, Inc.
The address is 4000 Executive Pkwy #160, San Ramon, CA 94583 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Iron Oak Home Loans, Inc. Compare With CashUsa
Iron Oak Home Loans, Inc. | CashUsa | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Iron Oak Home Loans, Inc.?
Please call (925) 803-2465 or visit their own websites if available. Please check at: http://ironoak1.com/
- 2. Where is the address of the Iron Oak Home Loans, Inc.?
Iron Oak Home Loans, Inc. is located at 4000 Executive Pkwy #160, San Ramon, CA 94583 . Opening from 9 :00AM - 17:00PM Monday. You may want to call for the hours before the visit.
- 3. Does Iron Oak Home Loans, Inc. provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: http://ironoak1.com/
- 4. Are there any alternatives to Iron Oak Home Loans, Inc.?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Iron Oak Home Loans, Inc. Reviews
4.0 stars based on 4 reviews
Featured Comments:
- JR Antablian- 2 years ago5.0
I have used Iron Oak for almost 10 years. I have had nothing but good experiences. Great company!
- Julia Khokhlacheva- 2 years ago1.0
Overall, we overpaid about 16K and never got any money back (this includes fake late fees and a few monthly payments they kept without any explanation). We will never do business with this lender again, and I warn you to stay away from them.
- Nelson Guerra- 3 years ago5.0
Iron Oaks did a mortgage loan on my home almost a year ago, my experience with them has been great, they were able to do what they said they would do; and they are nice people. I would recommend them.
- Curtis Stohr- 11 years ago5.0
I have been a Rehabber for over a year, and have worked with many lenders, and Iron Oak has been the most supportive lender I have ever worked with. Iron Oak is not just a lender but more like a friend or partner working with you to help ensure your success. I love having Iron Oak on my team.
Map & Direction
- SundayClose
- Monday9AM-17PM
- Tuesday9AM-17PM
- Wednesday9AM-17PM
- Thursday9AM-17PM
- Friday9AM-17PM
- Saturday:Close
- Sunday:Close
- Monday:9AM-17PM
- Tuesday:9AM-17PM
- Wednesday:9AM-17PM
- Thursday:9AM-17PM
- Friday:9AM-17PM
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