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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on 1st Choice Money Center?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for 1st Choice Money Center
The address is 1423 S 300 W A, Salt Lake City, UT 84115 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
1st Choice Money Center Compare With CashUsa
| 1st Choice Money Center | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the 1st Choice Money Center?
Please call (801) 487-4121 or visit their own websites if available. Please check at: https://www.1stchoicemoney.com/
- 2. Where is the address of the 1st Choice Money Center?
1st Choice Money Center is located at 1423 S 300 W A, Salt Lake City, UT 84115 . Opening from 10 :00AM - 18:00PM Monday. You may want to call for the hours before the visit.
- 3. Does 1st Choice Money Center provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.1stchoicemoney.com/
- 4. Are there any alternatives to 1st Choice Money Center?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
1st Choice Money Center Reviews
4.9 stars based on 129 reviews
Featured Comments:
Mike Maestas- a year ago5.0Marisol was amazing and she was very friendly with her amazing boss. I wouldn’t recommend any other loan place over this one they are truly amazing.
Jody Schetrom- a year ago5.0First Choice Loans is one loan centerBut don't take my wordBut don't take my word forBut don't take my word for it go thereBut don't take my word for it go there and find I personally have been to.Marisol is very nice and she explained everything to me in easy terminology!! But don't takeBut don't take my
Response from the ownerThank you!
Harriett Kee- a year ago5.0Fast and easy. The employee's are very helpful with the loan you need!
Rodolfo Pliego- a year ago5.0Muy buen servicio muy atentos me atendió una señorita que se llama Yuli muy flexible y me explico muy bien cada paso de mi prestamo súper recomendados
Response from the owner(Translated by Google) Thank you very much Rodolfo!
Victoria Barrera- a year ago5.0Yuli the best ❤️
Response from the ownerThank you, Victoria!
Maureen Kinikini- a year ago5.0Yuli help me out with my loan she so nice and very helpful
Response from the ownerThank you Maureen, I'm glad we were able to help you!
Soledad Ch- a year ago5.0Marisol was so helpful with me, she answered all my questions! Really good costumer service! ✨
Response from the ownerThanks Soledad!
Jake Isaacson- a year ago1.0Predatory lending at its finest. I knew better and still took out a loan. Save yourself. Build your credit and go to a real financial institution.
Response from the ownerHi Jake, We're sorry you had a bad experience. We know there are lots of options when trying to build your credit and we strive to offer the best customer service and the lowest rates.
Angela Romero- a year ago5.0They are great and excellent. Marisol made me feel welcomed.
Response from the ownerThanks Angela!
Steve Erickson- a year ago5.0Saved my behind and I will definitely use them again for my short term services!!!
Response from the ownerThanks Steve!
Map & Direction
- Saturday10AM-16PM
- SundayClose
- Monday10AM-18PM
- Tuesday10AM-18PM
- Wednesday10AM-18PM
- Thursday10AM-18PM
- Friday:10AM-19PM
- Saturday:10AM-16PM
- Sunday:Close
- Monday:10AM-18PM
- Tuesday:10AM-18PM
- Wednesday:10AM-18PM
- Thursday:10AM-18PM
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