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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on EFS Finance?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for EFS Finance
The address is 3302 Avenue H #112, Rosenberg, TX 77471 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
EFS Finance Compare With CashUsa
| EFS Finance | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the EFS Finance?
Please call (832) 595-8989 or visit their own websites if available.
- 2. Where is the address of the EFS Finance?
EFS Finance is located at 3302 Avenue H #112, Rosenberg, TX 77471 . Opening from 8:30 AM - 17:00PM Monday. You may want to call for the hours before the visit.
- 3. Does EFS Finance provide online loan service?
EFS Finance does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to EFS Finance?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
EFS Finance Reviews
4.6 stars based on 48 reviews
Featured Comments:
Jamone Hodge- 4 years ago5.0EFS Financial is a very reliable tax service. I never had any problems with their work.
Danica Jones- 4 years ago1.0Was recommended here bc was told good service but it was the worst and will not return !!!........••••••The women in here are rude & very unprofessional!!!!!....&& they CHARGE $600 to do taxes which is WAY TOO MUCH was giving a price on my refund then it was completely different when received when questioned they seem bothered being asked WHY?!?...So I recommend Never go here unless you want rude service & DO NOT APPLY FOR AN ADVANCE LOAN ON YOUR TAXES BC IF NOT APPROVE YOU LOOSE YOUR MONEY AND TONS OF HIDDEN FEES...!!
Megan Thomas- 4 years ago4.0Very good business; very informative about what you need enable to get your finances together. Good environment and family oriented. I recommend everyone to go to EFS finance.
Kristy Erzell- 5 years ago5.0
Anna Vidaurri- 5 years ago4.0
Teresa- 5 years ago1.0
Asalia Vasquez- 5 years ago5.0Absolutely love this place been going here since they have opened and will never go to another place.
Mike Macmillan- 5 years ago5.0Great and fast service. Been messing with Efram for 3 years now same service and same professionalism.
Camilla White- 5 years ago5.0The staff is Amazing! Friendly & Fast! I never leave disappointed! ☺☺
Christina Moreno- 5 years ago5.0Great experience first time I went in & continued to go back every year. Great people to work with!!
Map & Direction
- SaturdayClose
- SundayClose
- Monday8:30AM-17PM
- Tuesday8:30AM-17PM
- Wednesday8:30AM-17PM
- Thursday8:30AM-17PM
- Friday:8:30AM-17PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17PM
- Tuesday:8:30AM-17PM
- Wednesday:8:30AM-17PM
- Thursday:8:30AM-17PM
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