Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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How Much Would You like to Get up to?
- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 843 Eastern Bypass B, Richmond, KY 40475 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
| OneMain Financial | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (859) 623-5924 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 843 Eastern Bypass B, Richmond, KY 40475 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.2 stars based on 24 reviews
Featured Comments:
Eric Lewis- a year ago5.0
Cheryl Kelly- 2 years ago5.0They were really nice and made me feel comfortable.
Response from the ownerHi Cheryl,
larry tipple- 2 years ago5.0
Justin Stacy- 2 years ago4.0
jamey bocook- 2 years ago5.0
Response from the ownerHi Jamey, thank you! Best wishes- JS
Jammie Stanley- 2 years ago5.0They were fast, courteous, very friendly, made the deal happen very quickly, I would highly recommend them to anyone, and scheduled my payment to when I needed it,that was a plus for me.
Response from the ownerHi Jammie,
John Flinchum- 3 years ago5.0
Tara McDaniel- 3 years ago5.0
Melissa Compton- 3 years ago3.0They've been there to help mom when she needed them, but I personally recommend to try and budget if you can...interest is a band-aid ouchie, but again in case of need, they are there...
Ralph Eastham- 3 years ago2.0Unexceptional service. I think everything is still going to work out, but I've been led to believe that each step of the application process was the last, only to find out there were more hoops to jump through. Only going through with the whole thing because I've already invested too much time, effort, and stress in it.
Response from the ownerHi Ralph, we're sorry to hear that you've had that experience. Please email: [email protected] with your phone number, zip code, and Google username if you would like a member of our customer care team to reach out to you. -AS
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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