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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Opelika Finance?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Opelika Finance
The address is 1721 Pepperell Pkwy, Opelika, AL 36801 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Opelika Finance Compare With CashUsa
| Opelika Finance | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Opelika Finance?
Please call (334) 745-2600 or visit their own websites if available. Please check at: https://www.opelikafinance.com/
- 2. Where is the address of the Opelika Finance?
Opelika Finance is located at 1721 Pepperell Pkwy, Opelika, AL 36801 . Opening from 9 :00AM - 17:00PM Monday. You may want to call for the hours before the visit.
- 3. Does Opelika Finance provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.opelikafinance.com/
- 4. Are there any alternatives to Opelika Finance?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Opelika Finance Reviews
4.0 stars based on 21 reviews
Featured Comments:
Jacqueline Felton-Williams- a year ago5.0
Anita Michelle Marshall (Anita Marshall)- a year ago5.0
Maya Chandler- 2 years ago5.0
Kim Lockhart- 2 years ago1.0
Chiquita Levett- 2 years ago5.0When I was in a bind those ladies helped me out.
Pereisha Oliver- 2 years ago1.0Rude little helfer. Will cut you off over talk you and a smart mouth. I didn’t even get all the way through my application and told her to void it i will go elsewhere.
Juddie Lawson- 2 years ago5.0There are responsible, knowledgeable and friendly every time
Terrance Gibson- 2 years ago5.0Very awesome service very professional I recommend anybody to go here and get a loan Thank you Ms Jamie and Ms Owens
Nekeyhia Williams- 2 years ago1.0Was try to help someone with there loan application an the lady was so freaking rude I really couldn't say what I want to cause they need the loan but baby this white on black stuff really need to come to a end like we just like yall just different color an I would NOT RECOMMEND ANY BLACK PEOPLE THERE TAKE YOUR BUSINESS SOMEWHERE ELSE PLEASE!! WHITE FOLK THINK JUST BECAUSE THEY RUNNING A BUSINESS FOR SOMEONE ELSE AN THEY THINK IT THERE ..
Terraance Sanders we dv get t go guess p of- 2 years ago1.0The lady that is currently there is very unprofessional and rude would not recommend unless they hire a better team that is more professional
Map & Direction
- SaturdayClose
- SundayClose
- Monday9AM-17PM
- Tuesday9AM-17PM
- Wednesday9AM-17PM
- Thursday9AM-17PM
- Friday:9AM-17PM
- Saturday:Close
- Sunday:Close
- Monday:9AM-17PM
- Tuesday:9AM-17PM
- Wednesday:9AM-17PM
- Thursday:9AM-17PM
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