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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 13740 East Fwy E, Houston, TX 77015 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With Personal Loans
| OneMain Financial | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (346) 237-9025 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 13740 East Fwy E, Houston, TX 77015 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.9 stars based on 14 reviews
Featured Comments:
Daniel Rodriguez- 2 years ago5.0
martha cheney- 2 years ago5.0
Response from the ownerHi Martha, thank you! Best wishes -JS
darrell brown- 2 years ago5.0I’m very pleased with my experience with One Main Financial. They gave me a opportunity no one else would. With my loan I look forward to a good long relationship with this company.
Response from the ownerHi Darrell,
Oscar Jones- 2 years ago5.0They are the best. They gave me up to $15,000 at 56 months term. I had to use my car (2014 Chevy Cruz) as collateral. Still worth it. It's like getting a small car ???? loan, but in reverse, coming back to me in cash ????. Deal for a Deal. They are worth it. Try them out and ask for Evelyn, the manager. ????
Response from the ownerHi Oscar,
Robert E. Winn- 3 years ago5.0I'd just like to send a shout out about Barbara. She is my representative at OneMain Financial. Initially, I felt extremely nervous and quite tentative about the entire loan process. Barbara and others made me feel totally at ease! One of the reasons I appreciate her is because of our professional, yet caring interaction. In fact, from the onset of the loan process, even to this present moment, she keeps this wonderful business relationship on point! For example, Barbara periodially reaches out to offer additional assistance with loan products and related sevices. Futhermore, I'm equally impressed with Barbara's courtesy, product knowledge and professional yet compassionate way she dilligently performs her job. Barbara is a priceless asset to OnMain. Keep up the good work!
Response from the ownerHi Robert, We wanted to take a moment to thank you for telling us more about your experience. Our goal is to provide excellent customer service – thanks again for the fantastic feedback! -JS
Sheri Jackson- 3 years ago5.0They are always so efficient, knowledgeable, courteous and helpful at this location.
Response from the ownerHi Sheri, We are so glad to hear about your experience. Thank you for sharing! Best wishes -JS
Vanessa Jennings- 3 years ago5.0So Barbara was friendly, helpful and professional.
Response from the ownerHi Vanessa, Thank you for the review. We truly appreciate your feedback! Best wishes -JS
Jean Linton- 3 years ago5.0Easy and diret in your needs, thank you
Shara Melton- 4 years ago5.0
Rena Newton- 4 years ago5.0
Map & Direction
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
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