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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OceanPoint Lending (formerly known as Just Boat Loans)?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OceanPoint Lending (formerly known as Just Boat Loans)
The address is 4490 Pleasant Ave Unit B, Norfolk, VA 23518 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OceanPoint Lending (formerly known as Just Boat Loans) Compare With Personal Loans
| OceanPoint Lending (formerly known as Just Boat Loans) | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OceanPoint Lending (formerly known as Just Boat Loans)?
For more information, try calling (757) 266-4600 or visiting the website http://www.oceanpointmarinelending.com/. If available, you can also find more information on the company's website.
- 2. Where is the address of the OceanPoint Lending (formerly known as Just Boat Loans)?
The OceanPoint Lending (formerly known as Just Boat Loans) is open from 8:30 AM - 16:30 PM Monday, Monday through Friday. It is located at 4490 Pleasant Ave Unit B, Norfolk, VA 23518 .
- 3. Does OceanPoint Lending (formerly known as Just Boat Loans) provide online loan service?
The policy and terms may vary by state and location. It is recommended to check the availability on this merchant's website at http://www.oceanpointmarinelending.com/
- 4. Are there any alternatives to OceanPoint Lending (formerly known as Just Boat Loans)?
If you want to check out reviews and recommendations for other local stores, you can visit our page for more information. Or, if you'd rather do everything online, CreditYelp is an excellent option. It's secure, no contact, and you won't have to worry about long driving and waiting times.
- 5. Can I pay my loan early?
Sure! For Payday Loans, please get in touch with a customer service representative at (757) 266-4600 to arrange an early payoff schedule.
- 6. What if I don't have a checking account?
At this time, OceanPoint Lending (formerly known as Just Boat Loans) requires all users to have an active checking account in order to offer a Payday Loan.
OceanPoint Lending (formerly known as Just Boat Loans) Reviews
5.0 stars based on 19 reviews
Featured Comments:
T Hawkins- a year ago5.0Shana and her team are absolutely amazing! They are a pleasure to work with. They truly treat you like the customer and earn your business. Just good old fashioned customer service. I have bought many boats and this has so far been the easiest, most simple, and stress free.
Edward Gorman- a year ago5.0I would highly recommend Shana and her crew to anyone looking for a boat loan. You won't find better!
Marie Lane- 2 years ago5.0Exceptional and phenomenal don't even cover it! The ladies on this team worked wonderfully, from start to finish with excellent communication, patience, and skill. Will use again!
Craig Clark- 2 years ago5.0This place got me the best rate on my boat loan and took very care to explain all the aspects and forms that needed to be filled out. I'm clear across the country and will us them if I ever decide to buy another boat. I will recommend them to all my friends.
Michael Lajoie- 2 years ago5.0They certainly go above and beyond helping in every aspect of the purchase abd loan process !
Joe Bishop- 2 years ago5.0Shana was great to work with and i hope i can pay her the ultimate thank you with referrals. It took me 10 months to find the right boat and each time i made offers or needed anything from her along the way she was there and responded immediately. When i compared her rates to the broker's internal lender she had better terms and better rates. If you are shopping lenders, stop and work with Shana and her team!
R.Travis Whittle- 3 years ago5.0Great experience... timely and professional... these folks saved me 2% in interest on my boat loan! Thank you!
K Swyms- 3 years ago5.0Shana was great! Helped us understand our options and get us the best rate. Thanks and definitely recommend her to others!!!
Lance Farlow- 3 years ago5.0Shana and her team provided excellent service. The interest rate she obtained for me was lower than any other lenders and she funded the loan in 10 days from the day I sent her the application.
Tim Baxley- 3 years ago5.0Shana and Samantha deserve more than 5 stars, I have never had financing and closing go so smoothly on anything. Both are true professionals in their fields, all should perform as these do.
Map & Direction
- Tuesday8:30AM-16:30PM
- Wednesday8:30AM-16:30PM
- Thursday8:30AM-16:30PM
- Friday8:30AM-16:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-16:30PM
- Tuesday:8:30AM-16:30PM
- Wednesday:8:30AM-16:30PM
- Thursday:8:30AM-16:30PM
- Friday:8:30AM-16:30PM
- Saturday:Close
- Sunday:Close
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