Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 6261 Youngstown Warren Rd #210, Niles, OH 44446 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
| OneMain Financial | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (330) 544-4041 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 6261 Youngstown Warren Rd #210, Niles, OH 44446 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
3.6 stars based on 26 reviews
Featured Comments:
Melinda Stephenson- a year ago5.0Professional & kind service from the staff !
Response from the ownerWe appreciate your positive feedback about your experience. We take pride in serving our customers, and we hope to see you again soon! - sm
Edie Curtis-Haralambis- a year ago5.0
Response from the ownerThank you for the positive feedback! -sm
Lisa Long- a year ago5.0Getting this loan was very easy. One Main did everything over the phone. I did everything from my home. I would recommend them to my closest Friends and Family, very good company to work with. I've had several loans through them wonderful people!!!
Response from the ownerHello Lisa, we appreciate your positive feedback about your experience. We take pride in serving our customers and hope to see you again soon! - sm
Beckie Schreckengost- 2 years ago1.0Well have a loan and was told i could refinance after 1 year without taking additional money.Well that was a lie as when the time came I was told that the employee that we did the loan through and she also stated I could refinance with no issues.LIES LIES AND MORE LIES. Now i was told i would have to take more cash to refinance.
Response from the ownerHello Beckie. We're sorry to read this one-star review, and a member of our Customer Care team will be reaching out. In the meantime, if you would like to provide more details, please email us at [email protected] and include your Google username. -AS
Chris Bates- 2 years ago1.0DONT RECOMMEND TO ANYONE. TRUST ME. It's not worth it go somewhere else
steve parsons- 2 years ago5.0Financing was fast and easy ,one main in Niles, oh was great.Thanks
Response from the ownerHi Steve,
Liz Andrews- 2 years ago5.0They really are nice to work with and do everything to help you. I recommend anyone to get a loan from this company.
Response from the ownerHi Lizzy,
c kale- 2 years ago2.0I have mixed feelings about OneMain Financial. They were quick to respond to me and my loan, which was nice. They sounded very professional on the phone and understood that I was at work and couldn't talk right that second. Well, they ran 3 hard inquires on my credit. Didn't collect any information on my "budget" than told me my payment that was quoted at like $78 a month didn't fit in my budget so they couldn't approve me. That was after I called them back cause they completely blew me off. In my opinion I felt like it was screw me cause they couldn't loan me money. Very unprofessional.
Response from the ownerHi, we are sorry that your experience with OneMain was not what you anticipated. Our loan specialists make decisions based on a variety of different factors in the full application. One of our representatives would be happy to send you a statement of specific reasons your request went unfulfilled. Please call 855-663-6246 and have your decision reference number handy, and we'd be happy to oblige. Thanks, and have a wonderful day. -AS
Keith Knight Jr.- 2 years ago1.0Big Trash. The employees here and OneMain in general. Drew out my app for 3 weeks and I had to continuously call and check on my application. Went from being pre approved to denied in the matter of three weeks. Sucks at calling people back. Last time I try a loan through them. Garbage. Y’all are garbage.
Response from the ownerWe are sorry that we did not meet your expectations. Please call 855-663-6246 and have the reference number (printed in the letter sent with the decision) handy. You may also obtain a free copy of your credit report from the credit bureau listed in the notice within 60 days of receipt of the original notice. Thank you. – AS
Wendy Fassoulas- 2 years ago1.0They were happy to call me at least twice a day while I was approved and then my situation changed a little and had a question and couldn't even get a return call or email. Thats so unprofessional. Screams you just want my money and dont care about me as a person and for that I will forever take my business elsewhere. Also, the manager called and demanded I call and speak to him and only him after I threatened a bad review lol too late for that buddy all you had to was answer my original question.
Response from the ownerHi Wendy, If you are unable to reach your local branch, please feel free to reach out to Customer Care at 800-742-5465 and we will be happy to assist you. -AS
Map & Direction
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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