Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on 1st Heritage?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for 1st Heritage
The address is 1400 N 19th St, Monroe, LA 71201 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
1st Heritage Compare With BadCreditLoans
1st Heritage | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the 1st Heritage?
Please call (318) 362-0100 or visit their own websites if available. Please check at: https://www.1stheritagecredit.com/
- 2. Where is the address of the 1st Heritage?
1st Heritage is located at 1400 N 19th St, Monroe, LA 71201 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does 1st Heritage provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.1stheritagecredit.com/
- 4. Are there any alternatives to 1st Heritage?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
1st Heritage Reviews
3.9 stars based on 17 reviews
Featured Comments:
- Louis-Anthony McDaniel- 2 years ago4.0
I haven't had a loan with them in 4 years, but, the staff at the Monroe location was very helpful at the time. They whitened with me even when I would miss a payment. I may need that type of help again soon.
- RaMarion Johnson- 2 years ago5.0
- Kamecia Morrison- 2 years ago5.0
Very friendly wokers!!!!
- Shemeka Smart- 3 years ago5.0
- Callie Gregory- 3 years ago5.0
- Christie White- 4 years ago5.0
- Marlos Moy- 4 years ago4.0
- Pat Terry- 4 years ago5.0
Great place
- Lacey Musgrove- 5 years ago5.0
- GyspyCrystal Rose- 5 years ago1.0
Don't even bother with this place.. They are so unprofessional and the manager is extremely rude.
Map & Direction
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday8:30AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday8:30AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:8:30AM-17:30PM
- Friday:8:30AM-17:30PM
![map mask](https://www.credityelp.com/images/store/map-mask.jpg)
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