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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 6502 Grape Rd #884, Mishawaka, IN 46545 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With Personal Loans
| OneMain Financial | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (574) 272-5366 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 6502 Grape Rd #884, Mishawaka, IN 46545 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.2 stars based on 25 reviews
Featured Comments:
barbie temple- a year ago5.0
Arthur Eakins- a year ago5.0Great place, Staff are friendly. Would recommend, The gentleman I spoke with was really professional and he went over all the insurance that they can offer, and they did a great job. I really appreciate what they did for me.
Response from the ownerWe appreciate you taking the time to leave us a review and are glad to hear about your experience! - dd
Scott Burns- 2 years ago5.0Always fantastic service
Response from the ownerHi Scott, Thanks for the kind review. We appreciate your comment. Best wishes -JS
Lucy Klaudusz- 3 years ago5.0
Response from the ownerThank you -JS
Bernadette Neville- 3 years ago1.0I called to speak to Kelly. I ended up talking to the manager that didn’t know what she was talking about. She wanted to use a vehicle I know I had no equity on. However I knew my credit score has jumped significantly and yet she still tried to use a vehicle even though the last two times I’ve went with them on their consolidation loan a vehicle equity was not required she refused to put Kelly on the phone made things difficult for me. Do not go with these people for a loan whatsoever. They are very unorganized and have no communication skills with anybody specially their so-called customers. And they lie. They put u in debt. And then when they tell you you can refinance for a lower interest-rate as you’re bettering your credit then they turn you down should be ashamed of themselves taking advantage of people like that.
Kris Dailey- 4 years ago5.0
Crystal Wigfall- 4 years ago5.0
Rosalind Tidwell- 4 years ago5.0
Gail Smith- 4 years ago5.0
Breanna Gorski- 4 years ago5.0
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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