Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Southern Finance?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Southern Finance
The address is 1726 E Carl Albert Pkwy, McAlester, OK 74501 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Southern Finance Compare With Personal Loans
| Southern Finance | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Southern Finance?
Please call (918) 423-2029 or visit their own websites if available. Please check at: https://www.heightsfinance.com/
- 2. Where is the address of the Southern Finance?
Southern Finance is located at 1726 E Carl Albert Pkwy, McAlester, OK 74501 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does Southern Finance provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.heightsfinance.com/
- 4. Are there any alternatives to Southern Finance?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Southern Finance Reviews
4.0 stars based on 12 reviews
Featured Comments:
Erika kishbaugh- a year ago1.0
Response from the ownerWe are very sorry to hear that you have not had a good experience with us. We would like to learn more about your situation. Please send your contact information to [email protected] and someone from our team will reach out to you.
Deborah Smallwood- a year ago5.0
Terry Evans- 2 years ago5.0I have been with Southern finance since 2013 they are great company and I really enjoy working with them they're always there when I need them thank you to the staff at Southern finance in tandytown
Response from the ownerWe are so glad you had a great experience with our McAlester team members. Thank you for your review and for being a Southern Finance customer!
Timothy Stewart- 2 years ago5.0Friendly, amazing service. They work with your schedule and dates of pay.
Response from the ownerThank you for choosing Southern Finance and the 5-star review!
Travis Mayo- 2 years ago1.0
Joe Finger- 2 years ago5.0They listen and respond with professional service.
Response from the ownerThanks for the feedback - and the 5-star review!
Jonathan Cole- 2 years ago5.0Bobby Lawson was so nice and friendly,.
ALEXIS BARCUS- 2 years ago5.0Great people. Great services.
Bailey Abreo- 3 years ago5.0First I’d like to say I don’t make reviews. Ever. BUT Southern Finance, in my opinion, is the best loan company Mcalester Oklahoma has to offer. Not only are the Ladies that work there the absolute NICEST loan ladies I’ve ever spoke with, I’ve never had to step foot in their office BECAUSE they have made the loan process so INCREDIBLY EASY!! I can do EVERYTHING I need to do through email & by phone. Lori & Bobby are my FAVORITE & DESERVE a raise!! You call any other loan company in McAlester & I GUARANTEE you will not come across any nicer women than Lori & Bobby!!! Good Job, Guys!! & THANK YOU!!!
Eden Pitstoup- 3 years ago1.0Sad to hear margi wasnt the manager anymore she was all i do business with. Dont like the enviroment since she left. Havent been in a long time i hope they turn around soon.
Map & Direction
- Tuesday8:30AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday8:30AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:8:30AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
Nearby Payday Loans Stores
5.0State Finance of McAlester,(71)
1738 E Carl Albert Pkwy, McAlester, OK 745010.05 mi
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