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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 649 E Roosevelt Rd, Lombard, IL 60148 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
OneMain Financial | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (630) 620-0370 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 649 E Roosevelt Rd, Lombard, IL 60148 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.3 stars based on 10 reviews
Featured Comments:
- Amelia Vasquez- a year ago5.0
Response from the ownerThank you for the positive feedback! -sm
- Margaret Prowell- 2 years ago3.0
To me 30 days is from the 24th to 24th not until the 1st of the next Mos I have had frustrating issues normally helpful but this time ran my credit twice in 10 days and the balloon they offered was denied disappointing
Response from the ownerHi Margaret,
- R. Rojas- 3 years ago5.0
- Jack Ball- 3 years ago1.0
Have been a client of One main for some time, never really had an issue with them. They have been very helpful and flexible with me In Regards of my account. Joann called me to remind me that a payment I made was $0.004 less than what the associate ask me to pay. I couldn’t believe she called me to collect $0.004. I informed her that I did what the associate asked me to pay, she informed me that there was a mistake on the associate behalf. So I asked, how is that my fault?? The $0.004 isn’t an issue, it’s the integrity of One Main to be accountable for their mistakes and not bug a Long-standing customer over $0.004. Nor to tell them they will be delinquent if they don’t collect $0.004 from them. I offered to drop off $0.004 (cash) or Credit Card payment. (Given) what’s going on now a debit card is not available. Couldn’t we just add the $0.004 to my next payment. Again, it’s not the amount but the Principal of the matter you call me for $0.004 and I’ve done so much Business with you in good faith. This is very “Scumbaggish” of you One Main.
- Mark M- 3 years ago5.0
Excellent service! Joanna was fantastic getting everything in order in a very timely manner. Very friendly and professional and made the start to finish process quick and easy- highly recommended!!!
- Michelle C- 4 years ago5.0
- Mulatto Besos- 4 years ago5.0
The service was great. They did help me, they made so much easier by direct deposit.
- Bill mielke- 4 years ago5.0
Great Service Had an emergency situation and they stepped right up.
- LaTonya Teplan- 5 years ago5.0
The young lady that provided my service was very pleasant.
- Joe Schramer- 5 years ago4.0
As long as you understand that you are dealing with a predatory lender.
Map & Direction
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
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