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- Payday loans
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 1361 S Lower Sacramento Rd, Lodi, CA 95242 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
OneMain Financial | CashUsa | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (209) 369-5845 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 1361 S Lower Sacramento Rd, Lodi, CA 95242 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.1 stars based on 17 reviews
Featured Comments:
- Austin Martinez- a year ago1.0
Zero accountability in the office. I recommend going somewhere else for a loan. I’m extremely unhappy with the customer service. As well as the tone this staff speaks to me in
Response from the ownerAustin, We'd like to learn more to see how we can help. Please send us an email at [email protected] and include your first and last name, Google username, phone number, zip code, and a few additional details about your experience. -SG
- gaby shah- 2 years ago5.0
Response from the ownerHi Gaby!
- Jeanine Montecalvo- 2 years ago5.0
Response from the ownerHi Jeanine,
- Fabian Rubalcaba- 2 years ago5.0
Easy to guide throughout the process!
Response from the ownerHi Fabian, Thanks for the kind review. We appreciate your comment. Best wishes -JS
- Javier Rodriguez- 2 years ago3.0
Very kind well-informed knowledgeable And well-informed and able to answer all my questionswent beyond my immediate needs showed me a better value plan which I accepted.
Response from the ownerHi Javier,
- Jennifer Arevalo- 2 years ago5.0
Everyone in this office are awesome. They are so attentive and professional. They really just want to help. Can't thank them enough. I highly recommend. Thanks One Main!
Response from the ownerHi Jennifer,
- Eric Velarde- 3 years ago1.0
They're crooks they accessed my account without my authorization
- Juan Luis Granados Sedano- 4 years ago5.0
- Mike Clem- 4 years ago5.0
- Ada Hager- 4 years ago1.0
They lie to us told us my husband was qualified and then got there and he wasn't wasted our time and gas thank them
Map & Direction
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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