Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 2358 Nicholasville Rd #150, Lexington, KY 40503 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With Personal Loans
OneMain Financial | Personal Loans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (859) 260-8830 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 2358 Nicholasville Rd #150, Lexington, KY 40503 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.2 stars based on 18 reviews
Featured Comments:
- Bengie Marks- a year ago5.0
Everything was great.
Response from the ownerThank you for sharing! We appreciate you taking the time to leave us a review. - sm
- Halisha Hughes Davis- a year ago5.0
Response from the ownerThank you for the positive feedback! -sm
- Linda Williams- 2 years ago5.0
Lindsey was a excellent employee and very helpful, friendly, thank you Lindsey for helping me.
Response from the ownerHi Dmell, thank you! Best wishes -JS
- Kim Mogan- 2 years ago5.0
- Vicky Parker- 2 years ago5.0
Lindsey ( in the Lexington branch ) was so great to work with. She treated me with much respect and kindness. She was very patient and worked with me and all of my questions.
Response from the ownerHi Vicky, Thanks for the kind review. We appreciate your comment. Best wishes -JS
- israël KBG- 3 years ago5.0
- Jeremiah Johnson- 3 years ago5.0
Best people... Always helpful.
- Kelli Magness- 3 years ago2.0
They call daily a several days before each payment is even due, call wanting us to increase our loan but as soon as I want to pay off my balance I can't get anyone to respond.
- Rhonda Grimes- 4 years ago5.0
- Kirk Blackburn- 4 years ago5.0
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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