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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 1665 S Jefferson Ave, Lebanon, MO 65536 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With Personal Loans
OneMain Financial | Personal Loans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (417) 532-2945 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 1665 S Jefferson Ave, Lebanon, MO 65536 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.1 stars based on 10 reviews
Featured Comments:
- Rhonda Vincent- a year ago5.0
Had a very good and nice time with one main financial
- Kendall Cullumber- a year ago5.0
Excellent customer service the whole way through from beginning to end. I would recommend them to anyone.
Response from the ownerThank you for taking the time to provide us with a review of your experience. We are pleased to hear that our team made your experience pleasant, and we look forward to seeing you again soon!
- Cherylee DeYoung- a year ago5.0
Response from the ownerThank you for the positive feedback! -sm
- Jessica Heape- 2 years ago5.0
Good people & made it easy to understand. I had gotten the job protection on my loan and ended up going on maternity leave that was unpaid & going down to one income. When I called to talk to them that really wasn't under the protection but they talked it over & there was a deferred payment I could do where it pushed off the payment for that month but had to pay that next month which I was back to work.
Response from the ownerHi Jessica,
- Justin Hicks- 3 years ago1.0
Would not recommend this place very rude customer service the guy I talked to yelling wouldn't let me finish talking starts questioning me on why I got payday loans and other bills said I don't make enough to pay them back after they consolidate all my bills to just be paying them must be some really expensive payments. I would take my business elsewhere
Response from the ownerWe're sorry to hear that you've had that experience, Justin. Please email: [email protected] with your phone number, zip code, and Google username if you would like a member of our customer care team to reach out to you. -AS
- Queen T.- 4 years ago5.0
Always hell me with what I need and with no hassle!!
- Michael Reynolds- 4 years ago5.0
- Kristin Allen- 4 years ago5.0
I was expecting it to be a hassle to get a loan but they made it very easy and painless. Had to call them several times about different stuff and every time I called them they was wonderful. When I went in to sign my papers I was greeted the minute I walked in. The ladies were very nice and quick. I would recommend the Lebanon branch to anyone needing extra cash.
- Angie- 6 years ago4.0
- Dan Stoner- 6 years ago1.0
Although the people are friendly, you do not want to do business here. The interest rates are too high and heaven forbid if you have an emergency such as I did,bthey don't give a hot. I had a vehicle financed with them that got lost in a flood. My insurance company paid $10200 out ofabout $14500 or do. I'm disabled, needed a new vehicle and after they received the payment and released the title I requested help getting a new vehicle. The reply I received was they could not help me because I still had the truck on my credit report and until they listed it as paid off,bthey couldn't help me. Seriously? Just to add some icing to the cake this was almost 6 weeks after they flooding. Don't trust them to get all the paperwork done right either, especially when it comes to autodraft payments.
Map & Direction
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
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