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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Family Choice Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Family Choice Financial
The address is 1717 Gilbreath Dr, Laurel, MS 39440 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Family Choice Financial Compare With Personal Loans
| Family Choice Financial | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Family Choice Financial?
Please call (601) 426-6960 or visit their own websites if available. Please check at: https://www.familychoicefinancial.com/
- 2. Where is the address of the Family Choice Financial?
Family Choice Financial is located at 1717 Gilbreath Dr, Laurel, MS 39440 . Opening from 8:30 AM - 17:00PM Monday. You may want to call for the hours before the visit.
- 3. Does Family Choice Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.familychoicefinancial.com/
- 4. Are there any alternatives to Family Choice Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Family Choice Financial Reviews
3.8 stars based on 6 reviews
Featured Comments:
alexx- a year ago2.0As long as they get their money, they have no problem with you. I will say they are nice about giving you time to pay if you fall on paying it with that first two weeks check of the month, but other than that... They lied multiple times to me about a personal matter concerning a loan and I will no longer do business with them nor give them anymore of my money. I wouldn’t recommend to anyone who’s just starting out with building credit, because they will add unnecessary things onto your loan and it’ll take you months to pay off the small loan you got.
Bridget Tillman- 2 years ago5.0The staff here is amazing, especially the manager Brenda Moss. She has years of experience and really cares about her customers on a personal level. The staff is friendly and professional. Highly recommend!
Response from the ownerBridget, thank you so much for the glowing review! We really like Brenda, too. She's been a wonderful addition and an anchor at Family Choice Financial. We'll let her and the rest of our staff know they're doing a wonderful job. And thank you for your continued business!
Christine Hatten- 2 years ago1.0Family Choice In Laurel, Mississippi, Got Behind A Couple of Payment And Still Making Payments Every Month Trying To Catch up And They Still Taking Me To Court I Have Tried To Make Arrangements But They Wanted Me To Resign And 4 Hundred More Dollars To my Account So Now I Have Court Papers I Would Not Recommend This Because If You Fall On Hard Times It Won't Be Nothing Nice She Talked To Me So Ugly like I Don't Even Try To Make Payments I Make Payments Monthly Just Trying To Get Back On My Feet Censerly, Christine Hatten.
carolyn plummer- 2 years ago5.0They really came through for me at a time when I needed the help. Easy process
Response from the ownerHi Carolyn, thank you for the review and the kind words. We're so happy our staff was able to help you when you needed it. This is 100% why we're in business - we love to hear stories like this!
Katina Gammage- 2 years ago5.0
Melissa J. Guillory- 2 years ago5.0
Map & Direction
- SundayClose
- Monday8:30AM-17PM
- Tuesday8:30AM-17PM
- Wednesday8:30AM-17PM
- Thursday8:30AM-17PM
- Friday8:30AM-17PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17PM
- Tuesday:8:30AM-17PM
- Wednesday:8:30AM-17PM
- Thursday:8:30AM-17PM
- Friday:8:30AM-17PM
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