Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 3540, 705 State Rte 38 E Ste, Lafayette, IN 47905 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
OneMain Financial | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (765) 447-6896 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 3540, 705 State Rte 38 E Ste, Lafayette, IN 47905 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.7 stars based on 27 reviews
Featured Comments:
- Gage Quaglio- a year ago5.0
Both times I met with them was awesome. He was very helpful and the transaction was quick. Answered all my questions usually before I could ask them. Would recommend anyone to get a loan from them
Response from the ownerThank you for taking the time to provide us with a review of your experience. We are pleased to hear that our team made your experience pleasant, and we look forward to seeing you again soon!
- Randy Vester- 2 years ago5.0
Response from the ownerHi Randy!
- Randall Huffman- 2 years ago5.0
The people at One Main Financial we're very very professional, courteous, and accommodating. They went out of their way to make sure they helped you. I will continue to do business with One Main Financial.
Response from the ownerHi Randall, We appreciate you taking the time to leave us a review and are glad to hear about your experience! Best wishes -JS
- Blake M- 2 years ago1.0
Went here when I really needed help. Started paying attention to my recent statements, my monthly payment is about $120. Only $55 is going to the principle, rest is interest. I don’t recommend this at all.
Response from the ownerHi Blake, thanks for reaching out to OneMain. We consider interest rates on the basis of a few different factors, including your ability to meet our credit standards, which includes things like your credit history and your income after your monthly expenses. Your local branch is there for you to answer any questions you may have, and you can find their contact information here: http://spr.ly/Branches. Thanks. -AS
- R. Graham- Bailey- 2 years ago5.0
I worked with Brittany. She was fantastic. Thank you!
Response from the ownerHi there-
- Theresa Walker- 2 years ago5.0
My Personal Loan Specialist made the whole process super easy and stress free. I recommended them to my brother and he had the same professional, friendly and fast service. Thank you!
Response from the ownerHi Theresa,
- Bobbi Hall- 3 years ago5.0
- Kayla Wagner- 3 years ago5.0
Amazing group to work with!
Response from the ownerThank you for the review. We truly appreciate your feedback! - JS
- Todd Deckard- 4 years ago5.0
- Andrea Birge- 4 years ago5.0
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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