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- Personal loan
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 2149 W Jefferson St, Joliet, IL 60435 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
| OneMain Financial | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (815) 744-6173 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 2149 W Jefferson St, Joliet, IL 60435 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
3.9 stars based on 19 reviews
Featured Comments:
Tiffany Kelly- a year ago5.0Always friendly and professional
Response from the ownerThank you for sharing! We appreciate you taking the time to leave us a review. - sm
Juan Valle- a year ago1.0No son personas serviciales ni responsables en ves de uno sentirse en confianza hasta nos quisieron cerrar las puertas en horas de trabajo y solo dan escusas ridículas para no ayudarlo a uno a nadie le recomiendo esta financiera por favor piénsenlo dies beses hantes de acudir a ellos
Response from the ownerJuan, We'd like to learn more to see how we can help. Please send us an email at [email protected] and include your first and last name, Google username, phone number, zip code, and a few additional details about your experience. -SG
Dorland Henderson- 2 years ago5.0
Response from the ownerHi Dorland!
Christine Evans- 2 years ago5.0
Response from the ownerHi Christine, thank you! Best wishes -JS
Abraham Mendez- 2 years ago5.0Very fast, and truly care about the customer. They have great customer obsession. Coming back again. Would recommend!
Response from the ownerHi Abraham, Thanks for the kind review. We appreciate your comment. Best wishes -JS
Victor Heard- 2 years ago5.0
Lolette Love- 2 years ago5.0The Rep was time sensitive and definitely kept me updated and executed the Loan without having to apologize for any discrepancies. I was very satisfied with the service I received.
Response from the ownerHi Lolette, Online feedback is valuable to us and we are thankful you took the time to let us know about your experience. Best wishes -JS
L- 2 years ago5.0I have dealt with One Main for YEARS and evey time i go there they are curtious and very helpful and get me exactly what i need..Id deal with these guys anytime and day just ask for Kati she is awesome......
Response from the ownerHi L M, We wanted to take a moment to thank you for telling us more about your experience. Our goal is to provide excellent customer service – thanks again for the fantastic feedback! Best wishes -JS
Randy Webb- 2 years ago5.0To be honest, I really don't understand why their Google rating is below 4 and 1/2 stars. They were consummate professionals throughout the entire process. The office is immaculately clean and welcoming. My phone was dying and I needed to pull up my auto insurance card. Daniel, the supervisor, even searched for a compatible phone charger. They plugged it in for me and enabled me to charge my phone to get the information that I needed. Additionally, there was a snag with my type of insurance. They allowed me the time to call the insurance company and get it ironed out and still move forward with the loan process. As far as loan funding, I was blown away. I signed the documentation electronically at approximately 4:00 p.m. and by 9:30 a.m. the following day, the entire funds were in my account. I would not recommend anyone else. Please give them an opportunity, you will not be disappointed
Response from the ownerHi Randy,
David Sneed- 3 years ago5.0
Response from the ownerHi David, thank you! Best wishes -JS
Map & Direction
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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