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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Americas First Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Americas First Financial
The address is 1 Corporate Park Suite 150, Irvine, CA 92606 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Americas First Financial Compare With Personal Loans
Americas First Financial | Personal Loans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Americas First Financial?
Please call (800) 890-2515 or visit their own websites if available. Please check at: https://www.americasfirstfinancial.com/
- 2. Where is the address of the Americas First Financial?
Americas First Financial is located at 1 Corporate Park Suite 150, Irvine, CA 92606 . Opening from 7 :00AM - 19:00PM Monday. You may want to call for the hours before the visit.
- 3. Does Americas First Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.americasfirstfinancial.com/
- 4. Are there any alternatives to Americas First Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Americas First Financial Reviews
5.0 stars based on 45 reviews
Featured Comments:
- Amy L- a year ago5.0
Did some personal loan shopping and ended up going with America's First Financial. They completely took great care of me and were just overall friendly!
- J Kragero- a year ago5.0
The above and beyond customer service I received from Scott and the first gentleman I spoke to from America's First Financial is so much appreciated!! They truly care about their customers. Thank you America's First for making things right for me! Also I appreciate Kyle from LPG taking ownership and responsibility for losing a potential customer due to some issues out of their control at the time I was needing to get in touch with them. I would definitely recommend America's First Financial for financial guidance!!!!
- Cathy T.- a year ago5.0
Heather has amazing costumer service! She was very welcoming, answered all my questions, attentive, and very professional. They had great low rates for loans. I would definitely go back to America's First Financial. Make sure to ask for Heather.
- Christine M- a year ago5.0
America's First Financialis a great company. I worked with Neil and he walked me through the process smoothly. I am so confident that I told a few of my friends about him and what this company can do!
- Johnny M- a year ago5.0
Solid products. Excellent service. Their process was very simple and straight forward. Customer service was very helpful and efficient. I would very much recommend applying for a loan with America's First Financial.
- Samantha W- a year ago5.0
I liked the experience I received with America's First Financial. Once I was approved, they laid everything out on the table for me and allowed me to review, ask my questions and take the time to make a decision. They are a great lender to work with.
- Frank T- a year ago5.0
I've been shopping around for a good personal loan for the last couple of days,the thing about me is I'm very particular with rates,since I know I have the leverage by having an excellent credit score and low debt to credit,so I called America's First Financial to see whats up since I receive this kind of "Pre-approval" almost every other day from all lenders. I already filtered my top 2 companies that I'm looking into moving forward;when I called. I got the application done over the phone in less than 10 minutes. The next day I got the approval for 6.52,I got a lower rate from the other company but my loan processor beat it and made it 5.46 for 53 months! Very professional and very efficient!
- Jimmy R- a year ago5.0
I saw an offer for in the mail for a pre-approval for a personal loan, I wasnt really looking for one two months ago so I just called to ask for some info. the representative I talked to gave me all the 411; fixed rate, the 5.49% is subject to approval, no prepayment and unsecured. So basically, everything that I'm looking for. Discarded the mail, and a week after my call, my car broke down! And I have to get a new radiator, mind you..the labor and the parts dont come cheap. Like many of us,I already budgeted everything accordingly for the month. I cant afford not to have a car,since that would entail me not getting paid for work.I needed a solution quickly. I remembered America's First Financial; I told myself it might be a long shot since the offer might be expired. I called them and boy I have two more days before the offer was expired! I applied with an agent,took less than 10 minutes,then the next day I got an approval. The rate was ok,a little higher than the 5.49% but I still got the rate rate within my 7% range. The only main hiccup I really encountered which kindda frustrated me since I was in a rush was the funding,It took them atleast 5 days to wire money to my account because I have a Credit Union,I was expecting a quick turn around time. Other than that,It was a good experience. Hopefully they work on funding people with credit union faster like the regular ones!
- Tony A- a year ago5.0
I would highly recommend America's First Financial to anyone who is looking for the best loan options that would actually align with their financial needs. Richard helped me get setup and he was a pleasure to work with. He constantly followed up with me and went above and beyond in terms of customer service. I give them 5 Stars!
- Alan P- a year ago5.0
I am satisfied with the service and loan provided by America's First Financial. They gave me a good rate and expedited the process for me.
Map & Direction
- SundayClose
- Monday7AM-19PM
- Tuesday7AM-19PM
- Wednesday7AM-19PM
- Thursday7AM-19PM
- Friday7AM-19PM
- Saturday:8AM-15PM
- Sunday:Close
- Monday:7AM-19PM
- Tuesday:7AM-19PM
- Wednesday:7AM-19PM
- Thursday:7AM-19PM
- Friday:7AM-19PM
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