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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 3005 W Mercury Blvd, Hampton, VA 23666 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
OneMain Financial | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (757) 826-2296 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 3005 W Mercury Blvd, Hampton, VA 23666 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.5 stars based on 30 reviews
Featured Comments:
- George Jones- a year ago5.0
I can always count on OneMain Financial for my loan needs. The people at this loan office are always willing to help me out when I might need a little help until payday. They can find ways to work with me @I'm so grateful for their help, Thanks so much
- estella johnson- a year ago5.0
- Heidi Brown- a year ago5.0
Very friendly and fast service. They explain everything in detail and love that they work with you if you need help.
Response from the ownerThank you for leaving feedback. We appreciate your online review! - sm
- Kristin Mayhew- 2 years ago4.0
I was very skeptical about doing a loan,, but Victoria assured me that everything will be good and fine,, she wad right!!!!Victoria was very upbeat and friendly, great advice and helpful. She was a pleasure to work with and its rare to find someone who do their job with love. I definitely would recommend family and friends to One Main in Hampton. Will definitely refer people and most definitely return my self. Thanks for your wonderful help Victoria.
Response from the ownerHi Kris,
- CORNELIUS Liverman- 2 years ago5.0
Response from the ownerHi Cornelius!
- Bryan Knox- 2 years ago1.0
Didn't get the help my parents needed an wouldn't help them at all
Response from the ownerWe apologize for your frustration. We understand that working to improve your financial situation can be challenging, and we try our best to accommodate. Thank you for considering OneMain, and if you'd like to learn more about your application, please call 855-663-6246 and have the reference number (printed in the letter sent with the decision) available. You may also obtain a free copy of your credit report from the credit bureau listed in the notice within 60 days of receipt of the original notice. Thank you – AS
- john hurd- 2 years ago5.0
Response from the ownerHi John,
- Pastor Ben Jeter- 2 years ago5.0
Response from the ownerHi Pastor Ben Jeter, thank you! Best wishes -JS
- Rhonda Jeanne Kestin- 2 years ago4.0
Friendly people, very helpful and accommodating! The only downer here is the interest rate!
Response from the ownerHi Rhonda, Online feedback is valuable to us and we are thankful you took the time to let us know about your experience. Best wishes -JS
- Eugenia Preston- 2 years ago5.0
Victoria was very upbeat and friendly, great advice and helpful. She was a pleasure to work with and its rare to find someone who do their job with love. I definitely would recommend family and friends to One Main in Hampton.
Response from the ownerHi Eugenia,
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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