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How to Apply Loan on Citizens Finance of Guntersville, Inc.?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Citizens Finance of Guntersville, Inc.
The address is 1904 Gunter Ave, Guntersville, AL 35976 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Citizens Finance of Guntersville, Inc. Compare With Personal Loans
| Citizens Finance of Guntersville, Inc. | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Citizens Finance of Guntersville, Inc.?
Please call (256) 505-0076 or visit their own websites if available. Please check at: http://www.citizensfinance.biz/
- 2. Where is the address of the Citizens Finance of Guntersville, Inc.?
Citizens Finance of Guntersville, Inc. is located at 1904 Gunter Ave, Guntersville, AL 35976 . Opening from 8:30 AM - 17:00PM Monday. You may want to call for the hours before the visit.
- 3. Does Citizens Finance of Guntersville, Inc. provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: http://www.citizensfinance.biz/
- 4. Are there any alternatives to Citizens Finance of Guntersville, Inc.?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Citizens Finance of Guntersville, Inc. Reviews
4.4 stars based on 19 reviews
Featured Comments:
Melanie Roberts- a year ago5.0I have been doing business with this company for almost 2 years now every phone call I receive or I make there is nothing but wonderful customer service very polite very caring they will work with you. I highly recommend Citizens financial to anyone that’s looking for a loan or for a car the girls at the front are absolutely amazing.
Response from the ownerThank you sooo much Melanie! I agree with you that our ladies up front are the best in the business!
Regina Daniel- a year ago5.0
Edward Patterson- a year ago5.0
John Kelley- a year ago5.0
Justin Thomas- a year ago5.0Great place to do business!
Maryann Burnett- a year ago5.0Wonderful people, do anything they can to help you. Couldn't ask for a better finance company seriously!!
Mike Smith- a year ago2.0Couple years went to get a loan got it.Made my payments on time and also payed it off early went back today to get another loan they could not help me so I would recommend title max before I would this place! I will not step a foot back in this place!
Alexa Sparkman- 2 years ago5.0Great experience, and so much help! They got me in and out with great timing and great news! I got to get my soon to be fiancé a ring and couldn’t be more excited. Everyone was super sweet, understanding, and patient!
Deborah Walk- 2 years ago1.0
Cindy McGlaughn- 2 years ago5.0I’ve done business with Citizen’s Finance for several years. The staff is always friendly and professional and very helpful! When I’ve fallen on hard times and had difficulty with my payments, they have always helped to find solutions! I wouldn’t take my business anywhere else.
Map & Direction
- SaturdayClose
- SundayClose
- Monday8:30AM-17PM
- Tuesday8:30AM-17PM
- Wednesday8:30AM-17PM
- Thursday8:30AM-17PM
- Friday:8:30AM-17PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17PM
- Tuesday:8:30AM-17PM
- Wednesday:8:30AM-17PM
- Thursday:8:30AM-17PM
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