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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 817 N Airline Hwy, Gonzales, LA 70737 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
OneMain Financial | CashUsa | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (225) 647-7561 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 817 N Airline Hwy, Gonzales, LA 70737 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.5 stars based on 21 reviews
Featured Comments:
- Dwanda Lomas- a year ago5.0
- Kathrine Leveron- 2 years ago5.0
- Doris Thompson- 2 years ago5.0
Response from the ownerHi Doris,
- Karen Williams- 2 years ago1.0
do not use this company. they are horrible.
Response from the ownerHello Karen and thanks for reaching out. We'd like to learn more about this situation. Please email: [email protected] with your phone number, zip code, Google username and a few more details about your experience. -AS
- joseph moore- 2 years ago5.0
Everything in the process was handled professionally and with concern. My wife Bell made a phone call spoke with Lisa and she made every effort to help us. I (Bell) did notice it was team work at the office. Each rep. was involved in getting our loan processed effectively. We would recommend this office (Gonzales, La.) to family and friends. .We both appreciate. you guys helping us.
Response from the ownerHi Joseph,
- Mack Picard- 3 years ago5.0
- Delvikio Brown- 3 years ago5.0
- Joseph Neck- 3 years ago1.0
Do not get a loan from this place or any omf. Customer service is great with the exception of being misleading. I was under the impression that if I paid off as much of the loan as possible in the first few months I would not have to pay as much in interest. Not with their loans. Currently I owe approximately 1100 on a 6600$ loan. This month I have payed 215$ towards the loan of which on only about 40$ was actually applied towards the principle. They use The Rule of 78 with their loans. This rule has been outlawed in many states and why it is allowed in La is beyond me. It is a TRAP! You pay more interest towards the beginning of your loan which would make sense, except that I dont owe 6600$ any more. I only owe 1100$ and they are charging more interest than what's actually owed on the loan. Do not fall into the same trap that I did. I thought I was being smart with a no prepayment penalty, but its almost irrelevant with The Rule of 78.
- Cindy Moore- 4 years ago3.0
- Joshua Laviolette- 4 years ago5.0
Great service and staff, and Mrs. Gordon was very helpful in processing my request
Map & Direction
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
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