Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 193 Versailles Rd #19, Frankfort, KY 40601 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With Personal Loans
| OneMain Financial | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (502) 695-9477 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
The OneMain Financial is open from 8:30 AM - 17:30 PM Monday, Monday through Friday. It is located at 193 Versailles Rd #19, Frankfort, KY 40601 .
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
If you want to check out reviews and recommendations for other local stores, you can visit our page for more information. Or, if you'd rather do everything online, CreditYelp is an excellent option. It's secure, no contact, and you won't have to worry about long driving and waiting times.
- 5. Can I pay my loan early?
Sure! For Payday Loans, please get in touch with a customer service representative at (502) 695-9477 to arrange an early payoff schedule.
- 6. What if I don't have a checking account?
At this time, OneMain Financial requires all users to have an active checking account in order to offer a Payday Loan.
OneMain Financial Reviews
4.1 stars based on 12 reviews
Featured Comments:
Eric Evans- a year ago5.0Great people very easy to work with and understanding. Would recommend highly.
Response from the ownerWe are so glad to hear about your experience. Thank you for sharing! - sm
Wesley Orias- a year ago3.0Beware applying online. I am on Disability and was looking for a debt consolidation loan. CreditKarma recommended OneMain with "Excellent Approval Odds". I thought I was applying to prequalify but they ran my credit and added a hard pull on my credit profile. This is partially my fault for not reading all the fine print. I was then informed I was qualified for (of course "up to") $1500 unsecured or $13500 secured but had to actually talk to someone at one of their offices to get final amounts and details. After talking with someone the next day who was nice enough and taking my info to "see what they could do for me" was told they would call me back. Then talking to her again a couple of days later, because I wasn't available the next day (not their fault) I was rather tersley told "Unless you can get someone to apply with you you don't qualify on your income.". Without even "Sorry we couldn't help you.". This issue of my income should have been flagged in a prequalifing stage not after they had already put a hard credit pull on my credit report.
Response from the ownerWe know this isn't the result you were hoping for. Our loan specialists make decisions based on a variety of different factors. Please call 855-663-6246 and one of our representatives would be happy to send you a statement of specific reasons your request went unfulfilled.
Larissa Jackson- 2 years ago1.0Absolutely horrible customer service! This finance company isn't about relationships they are loan sharks and they just want their money. They are not willing to work with you if you get in a hard spot!! They are all about the fees and trying to get more money out of you. I literally went with general customer service to process my payments for the future because they understand when I want my payments ran when I explain it to them. If you want a finance company that won't listen to what you say and then the payment doesn't go through because of it....this is the place to go. They charged a $60 return fee after I swallowed $64 of fees from my bank when they ran the payment 2 times. If they would've listened to me about when to run the payments that wouldn't have happened. If you get paid bi-weekly it isn't hard to figure out the dates on when to run the payments. All I have to say is listen to the recorded words coming out of their mouth when they set the payments up because they are bound to set it up wrong. Good luck! ????????
Response from the ownerHello Larissa. A member of our Executive Office of Customer Care will be reaching out to you soon. -AS
Vickie Strange- 2 years ago5.0I love working with the loan officers you have at your office. They are very kind and professional. They work really hard for their clients. I will come to one main financial for all my loan needs
Response from the ownerHi Vickie, We wanted to take a moment to thank you for telling us more about your experience. Our goal is to provide excellent customer service – thanks again for the fantastic feedback! -JS
Bill Colwell- 2 years ago1.0Very poor customer sevice
Response from the ownerHello Bill, we're very sorry to hear about your experience. Please let us know how we can achieve a five-star rating in the future. -AS
Susan Mcelwee- 4 years ago5.0They are professional and even though the interest rate may be high then so be it we love doing business with them
Melinda Meredith- 5 years ago5.0
Cara Lofland- 5 years ago4.0The staff is courteous and professional, treating clients promptly and respectfully. The interest rate is exorbitant, if I had another choice, I would take it.
James Perry- 5 years ago5.0Great people to work with and knowledgeable about their companies loan policies
B Roederer- 5 years ago5.0
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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