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How to Apply Loan on Citizens Finance of Fort Payne, Inc.?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Citizens Finance of Fort Payne, Inc.
The address is 227 Glenn Blvd SW, Fort Payne, AL 35967 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Citizens Finance of Fort Payne, Inc. Compare With CashUsa
Citizens Finance of Fort Payne, Inc. | CashUsa | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Citizens Finance of Fort Payne, Inc.?
Please call (256) 845-2698 or visit their own websites if available. Please check at: http://www.citizensfinance.biz/
- 2. Where is the address of the Citizens Finance of Fort Payne, Inc.?
Citizens Finance of Fort Payne, Inc. is located at 227 Glenn Blvd SW, Fort Payne, AL 35967 . Opening from 8:30AM - 17:00PM Monday. You may want to call for the hours before the visit.
- 3. Does Citizens Finance of Fort Payne, Inc. provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: http://www.citizensfinance.biz/
- 4. Are there any alternatives to Citizens Finance of Fort Payne, Inc.?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Citizens Finance of Fort Payne, Inc. Reviews
4.6 stars based on 58 reviews
Featured Comments:
- Laurie Kirby- a year ago5.0
Citizens finance has helped every time I've used them there.
- Deborah Williams- a year ago5.0
Great People...
Response from the ownerThank you Deborah!
- Melissa Young- a year ago5.0
Super nice and helpful staff.
Response from the ownerThank you Melissa!
- Stephene Boggs- a year ago5.0
They have worked with me and have given me 3 loans . When no one would give me a chance they did
Response from the ownerThank you Stephene!
- venicia cook- a year ago5.0
They are awesome group of people that gives great customer service and always there for you in your time of need.
Response from the ownerThank you Venicia!
- Frankie Keith- a year ago5.0
I have been doing business with Citizens for a very long time and they allways treat me very good and go beyond to help. Great people. Great staff. As to the people who are giving them negative reviews PAY YOUR BILLS and you want have any problems getting a loan... GOD BLESS...
- NACKW Farm- a year ago5.0
Extremely friendly !!!
Response from the ownerThank you!!
- Lisa A jaz Gordon- a year ago1.0
There stuck up and I would not recommend them to anyone
- Sharon Young- a year ago5.0
Fast and friendly service. Always happy to help.
Response from the ownerThank you Sharon!
- Kathy Hartline- a year ago5.0
This company is great! The payments were lower than at a previous loan company I've delt with. Would recommend them to anyone. They staff is nice and caring and they give great customer sevice.
Response from the ownerThank you Kathy!
Map & Direction
- SaturdayClose
- SundayClose
- Monday8:30AM-17PM
- Tuesday8:30AM-17PM
- Wednesday8:30AM-17PM
- Thursday8:30AM-17PM
- Friday:8:30AM-17PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17PM
- Tuesday:8:30AM-17PM
- Wednesday:8:30AM-17PM
- Thursday:8:30AM-17PM
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