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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on Oracle Loans?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Oracle Loans
The address is 1 Bridge Plaza N 2nd Floor, Fort Lee, NJ 07024 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Oracle Loans Compare With BadCreditLoans
Oracle Loans | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Oracle Loans?
Please call (888) 460-4518 or visit their own websites if available. Please check at: http://www.fundingpilot.com/
- 2. Where is the address of the Oracle Loans?
Oracle Loans is located at 1 Bridge Plaza N 2nd Floor, Fort Lee, NJ 07024 . Opening from 8:30 AM - 19:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does Oracle Loans provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: http://www.fundingpilot.com/
- 4. Are there any alternatives to Oracle Loans?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Oracle Loans Reviews
3.0 stars based on 4 reviews
Featured Comments:
- Josh Bond- 4 years ago1.0
Bottom line: Paul doesn't really loan any money. He front runs your application to companies like Athas Capital, Oaktree Funding, etc. Cut out this lazy middle man and apply directly! In this case, I got the loan through the very company he claims declined me for fraud?!
Response from the ownerHi Josh, your primary residence being listed for sale raised a huge concern for Occupancy Fraud since the home you were purchasing was newer, larger, more expensive, and located within the same area. The reason this was not addressed prior to submitting your loan application for approval was because you literally listed your home for sale AFTER you applied; had it been listed for sale prior to application we would have been able to address it upfront. Because of these factors underwriting declined your loan and a letter was sent informing you of this.
- Clyde Hauffman- 4 years ago5.0
Good experience. My loan terms stayed the same from the initial loan quote to funding, no "surprises" at closing which is always nice. Will be coming back for future real estate loans since the documentation is very low and helps close fast. Wish I knew about these guys years ago.
- David Wilcox- 5 years ago1.0
I reached out to Oracle about a commercial real estate loan. The initial appointment and subsequent calls went fairly well however when I presented them with the actual purchase contract for the property so to formally start the loan process they went quiet. The contract was exactly as I had provided them during our intro calls so there was no surprise. The worst part is that numerous calls and emails to follow up after the contract was presented went completely unanswered. I finally looked at other options so I could avoid the continued poor customer service I had received at Oracle.
- Jake Bischoff- 7 years ago5.0
Like many other entrepreneurs I decided I wanted to start my own business but needed capital to get off the ground. I first tried applying with a few big banks but had no luck since I was just starting out and they wanted a ton of financial documents. So I decided to do an online search which is how I found Oracle Loans. Since our company is still new we couldn't show business bank statements so the startup business line of credit seemed like the best option. My original pre-approval said I qualified for $50k-$70k and the final approved amount was $67,000 so it was pretty much spot on. I worked with Adam and Michelle who were both very helpful from start to finish. I would definitely recommend Oracle to any startup who needs a little financial help making their startup a reality.
Map & Direction
- SundayClose
- Monday8:30AM-19:30PM
- Tuesday8:30AM-19:30PM
- Wednesday8:30AM-19:30PM
- Thursday8:30AM-19:30PM
- Friday8:30AM-19:30PM
- Saturday:9:30AM-16:30PM
- Sunday:Close
- Monday:8:30AM-19:30PM
- Tuesday:8:30AM-19:30PM
- Wednesday:8:30AM-19:30PM
- Thursday:8:30AM-19:30PM
- Friday:8:30AM-19:30PM
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