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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 137 Henslee Dr, Dickson, TN 37055 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With Personal Loans
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (615) 441-4765 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 137 Henslee Dr, Dickson, TN 37055 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.2 stars based on 11 reviews
- Stephanie Warzynski- a year ago5.0
WE have been with OMF for several years and they always come through for us when we need help! Thank you Donna for always smiling through the phone and working with us. Very much appreciated always
- Belinda Teague- a year ago5.0
She was very clear on the details followed through on everything, and this transaction was handled very, very fast
Response from the owner
Thank you for the review. We truly appreciate your feedback! - sm
- sasha bryant- a year ago5.0
Response from the owner
Thank you for the positive feedback! -sm
- Patricia Mitchell Hayes- 2 years ago5.0
I was in shock how quickly the response and complete transaction was completed! Excellent service!!!
Response from the owner
- Mike - Angela- 3 years ago5.0
Have has loans with for several years amazing people. Jessica was amazing ????
- John Hamilton- 4 years ago5.0
- Debmills Infocenter- 5 years ago5.0
nice friendly and quick
- jacob agy- 5 years ago1.0
This company and I did not see eye to eye. I do want to be honest for those wanting to build there credit and for those wanting to simply borrow money. I used to work for this company... if you have bad credit history then this company is the way to go. Consolidate debt is easy and simple, especially if you have a large credit utilization balance on credit cards. However, like many corporate based companies, they only value money and the ability to better their portfolio. If the customers well being is affected then that’s fine. An example of this was an application for a loan of 8000. The customers were an 80 year old couple, on oxygen, and in wheel chairs. Not to discriminate, but in making a wise decision, all factors should play part in making large financial decisions. I say this because of the deal the company wanted to sale to the customer. They proposed refinancing their truck, valued at 25k, using its equity to pay off their car lender, and getting them the cash they needed. This would keep their payments monthly the same. Sounds good right?? Wrong. The customers did not qualify for life insurance, their current truck valued at 3% (increasing it to 20%) and increases their total balance on their truck to 55,000. How in the hell does this benefit the customer?! They of course, did not explain in detail the difference between an unsecured 8000 loan (which they qualified for) and the “secured” loan that put them 35000 in the hole. An unsecured loan with this company, at full interest would tack on 6500 (estimate) putting them 15000 ish in the hole for an unsecured product. The managers and district managers tell you not to go into too much detail with customers in regards to the secured products. These customers, unfortunately, are probably going to die before they see the end of their loan, losing the company money. Yeah, it might be secured, but was it really worth it? Time after time I would tell them I did not feel comfortable selling an auto deal with a customer.... and each time another rep in the office had to sell it. I got let go due to my own mistakes.... but it’s the best thing ever. Just know... if they try to sell you something like a refi on a car... it might not be in your best interest, but theirs.
- TLB nCape- 5 years ago5.0
Great to work with. Everyone was so helpful and the process was so fast and easy. Have used OneMain in other cities and states and the Dickson branch is top notch. I would recommend them to anyone.
- Akayla Andrews-Cartier- 6 years ago1.0
Not sure why it's so hard to pay my bill before it is due
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