Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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How Much Would You like to Get up to?
- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
CreditYelp help people search for a loan from our network of lenders and in other third-party lender networks we use.
How to Apply Loan on World Finance?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for World Finance
The address is 1850 Cherokee Ave SW Ste G, Cullman, AL 35055 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
World Finance Compare With CashUsa
| World Finance | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the World Finance?
Please call (256) 739-1881 or visit their own websites if available. Please check at: https://www.loansbyworld.com/
- 2. Where is the address of the World Finance?
World Finance is located at 1850 Cherokee Ave SW Ste G, Cullman, AL 35055 . Opening from 9 :00AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does World Finance provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.loansbyworld.com/
- 4. Are there any alternatives to World Finance?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
World Finance Reviews
4.9 stars based on 138 reviews
Featured Comments:
Stacy Uselton- a year ago5.0I went to school with one of the girls. They were all kind and generous and down to earth. They were completely focused on the customers. It was a great experience will be going back again this year.
Response from the ownerThanks for this kind review, Stacy Uselton! We're glad to hear that you had a great experience at the Cullman branch.
Taylor Marsh- a year ago5.0Sidney does really good taxes.
Response from the ownerThanks for this kind review, Taylor Marsh! We're glad to hear that you had a great experience at the Cullman branch.
kayla hamilton- a year ago5.0Megan is the best ! She is very professional very detailed at explaining stuff and has got your back use her!!
GINA SELF- a year ago5.0The ladies there are awesome. Kennedy was amazing . She was very helpful. I would recommend 100%
rebbecca rebbecca- a year ago5.0Sidney is awesome and does excellent taxes
Response from the ownerHi Rebbecca! Thank you so much for your kind review. - World Finance Team Member
Michelle Dingler- a year ago5.0I totally recommend world finance Destiny is super all the staff are great Destiny helps you anyway she can
Response from the ownerHi Michelle! Thank you so much for your kind review. - World Finance Team Member
Olivia Heptinstall- a year ago5.0Sidney from the Cullman Branch of World Finance is always meeting my expectations and assisting in any way she can. They understand that sometimes life happens and are always caring towards customers.
Response from the ownerHi Olivia! Thank you so much for your kind review. - World Finance Team Member
Patricia Mcclure- a year ago5.0I always have an amazing time there. Really friendly and speedy! Megan Taylor was really quick to take care of my payment today!!
Response from the ownerHi Patricia! Thank you so much for your kind review. - World Finance Team Member
Jimmy Stewart- a year ago5.0I have been doing business here for a while. Always friendly employees. Just recently had the pleasure of having Kennedy help me out with redoing my loan she was great.
Response from the ownerHi Jimmy! Thank you so much for your kind review. - World Finance Team Member
LuAnn Bryant- 2 years ago5.0
Map & Direction
- Saturday9AM-13PM
- SundayClose
- Monday9AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday9AM-17:30PM
- Thursday9AM-17:30PM
- Friday:9AM-17:30PM
- Saturday:9AM-13PM
- Sunday:Close
- Monday:9AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:9AM-17:30PM
- Thursday:9AM-17:30PM
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