Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on 1st Franklin Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for 1st Franklin Financial
The address is 6163 Hwy 278 NE, Covington, GA 30014 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
1st Franklin Financial Compare With Personal Loans
| 1st Franklin Financial | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the 1st Franklin Financial?
Please call (770) 787-3325 or visit their own websites if available. Please check at: https://locations.1ffc.com/
- 2. Where is the address of the 1st Franklin Financial?
1st Franklin Financial is located at 6163 Hwy 278 NE, Covington, GA 30014 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does 1st Franklin Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://locations.1ffc.com/
- 4. Are there any alternatives to 1st Franklin Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
1st Franklin Financial Reviews
4.6 stars based on 28 reviews
Featured Comments:
KIMBERLEY THOMAS- a year ago5.0Kenna was the best very professional and welcoming the staff was awesome as well great office
Response from the ownerWe're thrilled to receive your great review! Thank you, Kimberley!
Gary Smith- a year ago5.0Gary Steven Smith LUTCF BSD. GEN:1:1
Response from the ownerHello, Gary! We're so grateful for the opportunity to have served your financial needs for the past 10 years and look forward to your continued business.
Chandler Mahaffey- a year ago5.0
Response from the ownerHey, Chandler! We're delighted to see a 5-Star rating for our Covington office!
Harvey Fox- a year ago5.0Quick and efficient service delivered with great customer service and good terms.
Response from the ownerYou can always count on every one of us doing our best to make your experience with us a great one!
Vivian Johnson- a year ago5.0The whole team is awesome and friendly!!!! I never felt like a stranger and they made everything easy!!!!
Response from the ownerHello, Vivian! We want you to know that reviews like this put a smile on our face!
Amber Payne- a year ago5.0We are on our second time doing business with this 1st Franklin location, and both times have been great. They explain everything very well, and the payments are affordable. It might take a little bit of time for your approval to get finished inside, but the wait is worth the customer service. Tricia was amazing!!
Response from the ownerHey, Amber! We know our customers are busy and knowing that you took the time to leave us an awesome review, validates every effort we make to deliver great customer service. Thank you for trusting us once again to serve your financial needs.
Shirlene Francis- a year ago5.0
Response from the ownerThank you for choosing 1st Franklin, Shirlene!
Shannon Thomas- a year ago5.0I’ve been using the Covington 1st Franklin for awhile now… everyone at this location is great… Thank you Christy for making the process smooth and quick… you’re the best!
Response from the ownerHello, Shannon! We appreciate your 5-Star review and loyalty to our Covington team so much!
Bo Mitchell- a year ago4.0
Response from the ownerThank you for choosing us to serve your financial needs!
Michelle Carter- 2 years ago5.0I have used First Franklin in Covington for several years. They have helped me build my credit and even gave me a better rate than what my bank was willing to give. I would recommend it to everyone I know. The girls in the Covington office are awesome. They make the process so easy and quick.
Response from the ownerOn behalf of all of us at 1FFC Covington, I would like to thank you for sharing this great review about our team! We are thrilled that you enjoy your experience with us.
Map & Direction
- SundayClose
- Monday8:30AM-17:30
- Tuesday8:30AM-17:30PM
- Wednesday8:30AM-13:30PM
- Thursday8:30AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-13:30PM
- Thursday:8:30AM-17:30PM
- Friday:8:30AM-17:30PM
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