1st Franklin Financial picture
1st Franklin Financial picture
1st Franklin Financial picture
Loan agency
CLOSED

1st Franklin Financial

CLOSED

6163 Hwy 278 NE, Covington, GA 30014

4.6

(28)

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OverView

1st Franklin Financial provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 28 customers, 1st Franklin Financial has received an overall score of 4.6 out of 5.

Based on its previous record, we do recommend this store.

OverView

1st Franklin Financial provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 28 customers, 1st Franklin Financial has received an overall score of 4.6 out of 5.

Based on its previous record, we do recommend this store.

Services

  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

Apply for Your Loan via CreditYelp!

How Much Would You like to Get up to?

$2,500
$0
$5,000
  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates

Disclaimer:

CreditYelp help people search for a loan from our network of lenders and in other third-party lender networks we use.

How to Apply Loan on 1st Franklin Financial?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for 1st Franklin Financial

The address is 6163 Hwy 278 NE, Covington, GA 30014 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

1st Franklin Financial Compare With Personal Loans

1st Franklin FinancialPersonal Loans
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the 1st Franklin Financial?

    Please call (770) 787-3325 or visit their own websites if available. Please check at: https://locations.1ffc.com/

  2. 2. Where is the address of the 1st Franklin Financial?

    1st Franklin Financial is located at 6163 Hwy 278 NE, Covington, GA 30014 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.

  3. 3. Does 1st Franklin Financial provide online loan service?

    While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://locations.1ffc.com/

  1. 4. Are there any alternatives to 1st Franklin Financial?

    You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.

  2. 5. What is APR?

    Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.

  3. 6. What makes payday loan has such high APR?

    Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.

1st Franklin Financial Reviews

4.6 stars based on 28 reviews

Featured Comments:

  • user avatar
    KIMBERLEY THOMAS
    - a year ago
    5.0

    Kenna was the best very professional and welcoming the staff was awesome as well great office


    Response from the owner

    We're thrilled to receive your great review! Thank you, Kimberley!

  • user avatar
    Gary Smith
    - a year ago
    5.0

    Gary Steven Smith LUTCF BSD. GEN:1:1


    Response from the owner

    Hello, Gary! We're so grateful for the opportunity to have served your financial needs for the past 10 years and look forward to your continued business.

  • user avatar
    Chandler Mahaffey
    - a year ago
    5.0


    Response from the owner

    Hey, Chandler! We're delighted to see a 5-Star rating for our Covington office!

  • user avatar
    Harvey Fox
    - a year ago
    5.0

    Quick and efficient service delivered with great customer service and good terms.


    Response from the owner

    You can always count on every one of us doing our best to make your experience with us a great one!

  • user avatar
    Vivian Johnson
    - a year ago
    5.0

    The whole team is awesome and friendly!!!! I never felt like a stranger and they made everything easy!!!!


    Response from the owner

    Hello, Vivian! We want you to know that reviews like this put a smile on our face!

  • user avatar
    Amber Payne
    - a year ago
    5.0

    We are on our second time doing business with this 1st Franklin location, and both times have been great. They explain everything very well, and the payments are affordable. It might take a little bit of time for your approval to get finished inside, but the wait is worth the customer service. Tricia was amazing!!


    Response from the owner

    Hey, Amber! We know our customers are busy and knowing that you took the time to leave us an awesome review, validates every effort we make to deliver great customer service. Thank you for trusting us once again to serve your financial needs.

  • user avatar
    Shirlene Francis
    - a year ago
    5.0


    Response from the owner

    Thank you for choosing 1st Franklin, Shirlene!

  • user avatar
    Shannon Thomas
    - a year ago
    5.0

    I’ve been using the Covington 1st Franklin for awhile now… everyone at this location is great… Thank you Christy for making the process smooth and quick… you’re the best!


    Response from the owner

    Hello, Shannon! We appreciate your 5-Star review and loyalty to our Covington team so much!

  • user avatar
    Bo Mitchell
    - a year ago
    4.0


    Response from the owner

    Thank you for choosing us to serve your financial needs!

  • user avatar
    Michelle Carter
    - a year ago
    5.0

    I have used First Franklin in Covington for several years. They have helped me build my credit and even gave me a better rate than what my bank was willing to give. I would recommend it to everyone I know. The girls in the Covington office are awesome. They make the process so easy and quick.


    Response from the owner

    On behalf of all of us at 1FFC Covington, I would like to thank you for sharing this great review about our team! We are thrilled that you enjoy your experience with us.

Map & Direction

CLOSED
Hours:
  • Tuesday8:30AM-17:30PM
  • Wednesday8:30AM-13:30PM
  • Thursday8:30AM-17:30PM
  • Friday8:30AM-17:30PM
  • SaturdayClose
  • SundayClose
Hours:CLOSED
  • Monday:
    8:30AM-17:30
  • Tuesday:
    8:30AM-17:30PM
  • Wednesday:
    8:30AM-13:30PM
  • Thursday:
    8:30AM-17:30PM
  • Friday:
    8:30AM-17:30PM
  • Saturday:
    Close
  • Sunday:
    Close
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