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- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Credit Central?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Credit Central
The address is 1056 Manchester Expy Suite A-3, Columbus, GA 31904 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
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Frequently Asked Questions
- 1. How should I contact the Credit Central?
Please call (706) 327-3347 or visit their own websites if available. Please check at: http://www.creditcentralllc.com/
- 2. Where is the address of the Credit Central?
Credit Central is located at 1056 Manchester Expy Suite A-3, Columbus, GA 31904 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does Credit Central provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: http://www.creditcentralllc.com/
- 4. Are there any alternatives to Credit Central?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Credit Central Reviews
4.2 stars based on 9 reviews
- sylvia young- a year ago5.0
The staff are very nice and professional, they don't Hassel you if you late or going to be late they are very willing to help. Been dealing with them a long time. Thanks guys
- Melissa Conaway- a year ago5.0
- Blessed Riley- 2 years ago5.0
- Calvin Bernard Hendrix- 3 years ago5.0
The workers are wonderful to get long with
- J. Marion- 4 years ago5.0
Great customer service, very friendly staff and professional, loan payments are fair .
- Laquita Cowan- 4 years ago3.0
- Kwmane Wilson- 4 years ago4.0
- Crystal Price- 5 years ago5.0
- Blair Jackson- 10 years ago1.0
I received a VERY small loan through Credit Central, Columbus Ga. I was making my payments on time each month, at the end of March I lost my job and informed them of that. I was 2 months behind in my payments, yes, I know I owe this company but they took it to the extreme! The branch manager came to my house at around 6:00 on a Friday evening, I was not home at that time, however a friend of mine was waiting outside my home for me. The branch manager approached my friend stating he had a writ of seizure (which was false, it was a paper printed of the computer). He continued to tell a THIRD PARTY exactly how much I owe, what my monthly payments were & how far behind I was.This is a CLEAR violation of the fair debt collection act!! It was very embarrassing for me. Not only did he break the law by giving out all my info, he produced false paperwork, and also threatened that the sheriff was on their way to allow him into my home to get the collateral!! I owe less than $400 and my collateral is worth WAY MORE THAN that!
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