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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 511 Beltline Rd, Collinsville, IL 62234 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With Personal Loans
| OneMain Financial | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
For more information, try calling (618) 344-5644 or visiting the website https://www.onemainfinancial.com/. If available, you can also find more information on the company's website.
- 2. Where is the address of the OneMain Financial?
The OneMain Financial is open from 8:30 AM - 17:30 ,PM Monday, Monday through Friday. It is located at 511 Beltline Rd, Collinsville, IL 62234 .
- 3. Does OneMain Financial provide online loan service?
The policy and terms may vary by state and location. It is recommended to check the availability on this merchant's website at https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
If you want to check out reviews and recommendations for other local stores, you can visit our page for more information. Or, if you'd rather do everything online, CreditYelp is an excellent option. It's secure, no contact, and you won't have to worry about long driving and waiting times.
- 5. Can I pay my loan early?
Sure! For Payday Loans, please get in touch with a customer service representative at (618) 344-5644 to arrange an early payoff schedule.
- 6. What if I don't have a checking account?
At this time, OneMain Financial requires all users to have an active checking account in order to offer a Payday Loan.
OneMain Financial Reviews
4.3 stars based on 16 reviews
Featured Comments:
Billie Singleton- a year ago5.0
Doug Missey- a year ago5.0My experience with OneMain Financial was nothing short of professional!
Response from the ownerWe appreciate you taking the time to leave us a review and are glad to hear about your experience! - dd
Ali Hillard- 2 years ago5.0I worked with Sierra (I believe that was her name) and she was wonderful. She helped me tremendously and was kind and compassionate throughout the entire interaction. Overall a very good experience with everyone I have interacted with here.
Response from the ownerHi Ali,
Todd Tillman- 2 years ago5.0
Response from the ownerHi Todd, thank you! Best wishes -JS
Christine Gaddie- 2 years ago4.0
William Abney- 2 years ago4.0
Response from the ownerHi William,
Miranda Garrett- 2 years ago1.0Do not get with this company no matter how desperate you are for money you will pay on the interest rate for a long time before you even get to the amount you signed up for I got a 5000$ loan & with the interest rate it’s 13000$ that I’m paying off and if I decide to get a lower interest rate I have to start all over again they give you the loan with bad credit and then you’re stuck paying it off for a few years if you can’t add extra money for the interest it goes back up by a lot it’s almost like you never get anywhere paying on it
Response from the ownerHello Miranda. Interest rates are contingent on a multitude of factors, including credit score, and the information provided on the loan application including your ability to meet our credit standards, which includes things like your credit history and your income after your monthly expenses. If you have any questions or concerns, your local branch is there for you. You can find your branch's contact information here: https://spr.ly/OMFBranches. Sincerely, -AS
tamra hancock- 2 years ago5.0Great to do business with. Quick, easy, technologically advanced- streamlined processes. Best loan experience yet!
Response from the ownerHi Tamra, We wanted to take a moment to thank you for telling us more about your experience. Our goal is to provide excellent customer service – thanks again for the fantastic feedback! Best wishes -JS
Norman Patenaude- 2 years ago1.0I tried to go in the office and pay off my loan with cash and they said cash was not legal payment and they could not accept my cash.
Response from the ownerHello Norman, please visit: https://www.onemainfinancial.com/faq to review all the payment options that are available. Thank you. - CK
Roderick Hipps- 2 years ago5.0Very Satisfy Customer!!!
Response from the ownerHi Roderick,
Map & Direction
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
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