Credit Central picture
Credit Central picture
Loan agency

Credit Central


704 Bankhead Hwy, Carrollton, GA 30117



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Credit Central provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 12 customers, Credit Central has received an overall score of 2.4 out of 5.

Based on its previous record, we do not recommend this store.


Credit Central provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 12 customers, Credit Central has received an overall score of 2.4 out of 5.

Based on its previous record, we do not recommend this store.


  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

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  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates


CreditYelp help people search for a loan from our network of lenders and in other third-party lender networks we use.

How to Apply Loan on Credit Central?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for Credit Central

The address is 704 Bankhead Hwy, Carrollton, GA 30117 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

Credit Central Compare With CashUsa

Credit CentralCashUsa
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the Credit Central?

    Please call (770) 834-6771 or visit their own websites if available. Please check at:

  2. 2. Where is the address of the Credit Central?

    Credit Central is located at 704 Bankhead Hwy, Carrollton, GA 30117 . Opening from 8:30AM - 17:30PM Monday. You may want to call for the hours before the visit.

  3. 3. Does Credit Central provide online loan service?

    While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at:

  1. 4. Are there any alternatives to Credit Central?

    You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.

  2. 5. What is APR?

    Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.

  3. 6. What makes payday loan has such high APR?

    Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.

Credit Central Reviews

2.4 stars based on 12 reviews

Featured Comments:

  • user avatar
    Amanda Mitchell
    - a year ago

    They have been great with me.Very polite and courteous.I was in need and they helped me..Thanks guys.

  • user avatar
    Nyia !!
    - 2 years ago

    Received excellent customer service and communication from Tosha and Christy in Rock Hill Sc Office - Lavonia Watts .

  • user avatar
    Shacey Thomas
    - 3 years ago

    Response from the owner

    Shacey , we really appreciate your positive review! We hope to be of service to you again in the future. Have a great day!

  • user avatar
    Jason Rosenberg
    - 3 years ago

    Took 6Hrs to call me back?? Nobody in the office unless you have perfect Credit!!!

  • user avatar
    R Michael Hunton
    - 4 years ago

  • user avatar
    Nyasia Cammon
    - 4 years ago

    I filed my taxes with this guys never again..i am going to pay them there money and never look back

  • user avatar
    Milana Johnson
    - 4 years ago

    Horrible! Horrible! Horrible! They lie and try to cheat you out of your money. Horrible business practices and rude customer service. They deserve to go out of business.

  • user avatar
    Christina Kuykendoll
    - 4 years ago

    I just received a call from credit central about someone else's business with them. When I tried to explain that we just had a death in our family, in OUR HOME, the lady rudely interrupted me to say THAT'S FINE but I still need him to call me. I will be sure to relay the message. To say the lack of respect credit central has for the deceased and the family of the deceased is upsetting and appalling is an understatement.

  • user avatar
    Micheal Welchel
    - 5 years ago

    Bad Customer Service, Said they would call me back in 30 minutes, never heard from them again. I am okay with being denied but at least treat me as a human and call and tell me I have been denied!

  • user avatar
    Bobby Johnson
    - 6 years ago

Map & Direction

  • Friday8:30AM-18PM
  • SaturdayClose
  • SundayClose
  • Monday8:30AM-17:30PM
  • Tuesday8:30AM-17:30PM
  • Wednesday8:30AM-17:30PM
  • Thursday:
  • Friday:
  • Saturday:
  • Sunday:
  • Monday:
  • Tuesday:
  • Wednesday:
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