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- Payday loans
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- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 5950 La Place Ct #165, Carlsbad, CA 92008 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
OneMain Financial | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (760) 827-8914 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 5950 La Place Ct #165, Carlsbad, CA 92008 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.0 stars based on 16 reviews
Featured Comments:
- 2target- 2 years ago5.0
Excelente servicio por parte de Ana y Lucy, estoy muy complacido. Felicidades no las puedas nunca, son muy valiosas
Response from the ownerHello!
- Nancy Rodriguez- 2 years ago5.0
Response from the ownerHi Nancy, thank you! -JS
- Claudia V Hernandez de Ortega- 2 years ago5.0
Response from the ownerThanks for your review, Claudia! Best wishes, - LF
- Gene A- 2 years ago5.0
Response from the ownerThanks for your review, Gene! Best wishes, - LF
- brittany cardosa- 2 years ago1.0
This business is on their way to a huge class action lawsuit. They offer insurance that they don’t actual provide services for. You will pay for it, but if you need it, you are out of luck. Lucy and Anna will be too busy to respond to your calls for months. They are completely rude and unprofessional. When you try to ask them for contact information for their corporate office, they conveniently don’t have that information.
Response from the ownerHi Brittany, we'd like to learn more about this. Please email: [email protected] with your phone number, zip code, and Google username and a few details if you would like a member of our customer care team to reach out to you. - CK
- Taryn Carpenter- 2 years ago1.0
Absolute worst experience and they wasted my time. Had me go through the entire loan process and submit everything, to sending me my approval and proposal then once we get to the payout process, they deny me because I only had 1 paystub from my new job WHEN I TOLD THEM THAT FROM THE BEGINNING! WORST COMPANY EVER. I also feel that certain info wasn't put in properly such as what I pay for rent and other bills
Response from the ownerHello Taryn, we apologize that OneMain did not meet your expectations. We ask for additional verifications when we need to confirm identity, employment and income, among other factors. We'd be happy to send you a written statement of specific reasons that the request was not fulfilled, just call 855-663-6246 and have the reference number from your decision letter handy. Have a wonderful day. -AS
- Lisa Mezta-Lopez- 2 years ago5.0
Am beyond pleased with my interaction during the loan process. Lucy was amazing. Courteous, professional, and kind. I would highly recommend them, and Lucy, for any and all financial needs.
Response from the ownerHi Lisa, We wanted to take a moment to thank you for telling us more about your experience. Our goal is to provide excellent customer service – thanks again for the fantastic feedback! Best wishes -JS
- TLCE- 3 years ago5.0
No Hassle Staff!
Response from the ownerHi TLCE: Thanks for the kind review. We appreciate your comment. - RG
- Anna Puccio- 3 years ago1.0
I’ve worked in customer service for 8+ years and I understand it gets hard but being completely rude is never okay.
Response from the ownerHi Anna, we're sorry to hear that you've had that experience. Please email: [email protected] with your phone number, zip code, and Google username if you would like a member of our customer care team to reach out to you. -AS
- Tom Cruz- 4 years ago5.0
Map & Direction
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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