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How to Apply Loan on Alabama Power - Smart Financing?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Alabama Power - Smart Financing
The address is 600 18th St N, Birmingham, AL 35203 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Alabama Power - Smart Financing Compare With BadCreditLoans
Frequently Asked Questions
- 1. How should I contact the Alabama Power - Smart Financing?
Please call (888) 447-6278 or visit their own websites if available. Please check at: https://getsmartfinancing.com/
- 2. Where is the address of the Alabama Power - Smart Financing?
Alabama Power - Smart Financing is located at 600 18th St N, Birmingham, AL 35203 . Opening from 7 :00AM - 20:00PM Monday. You may want to call for the hours before the visit.
- 3. Does Alabama Power - Smart Financing provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://getsmartfinancing.com/
- 4. Are there any alternatives to Alabama Power - Smart Financing?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Alabama Power - Smart Financing Reviews
2.3 stars based on 3 reviews
- Brandi Young- a year ago1.0
By far the most crooked company. I have been paying and paying and i am unable to see my payments and how they are applied, I will NEVER use the smart financing option again.
- Kouassi Clement- a year ago1.0
Don't apply for financing with alabama smart financing because the system is not smart at all, they don't give you any statement of your payment, just pay what they are telling, I went to the local office the told me to go online or customer service, I called the customer service they sent me to the local office. I told them you can not fine the history of my payment but you can the history of my unpaid bills,so guys be careful the might ta advantage of the situation
- Katy Holley- 3 years ago5.0
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